In the wake of the worst effects of the Great Recession, African Americans, like Americans as a whole, are getting their balance sheets in order and paying down credit card debt. But new research from Demos’ National Survey on Credit Card Debt of Low-and Middle-Income Households finds that African Americans face challenges to their financial security that are unlike those of white households.
New Jersey’s investment in higher education has decreased considerably over the past two decades, and its financial aid programs, though still some of the country’s most expansive, fail to reach many students with financial need.
This report presents findings on the use of public transit by people of color and on the potential jobs benefits that people of color can gain from investments in public transit.
Medical debt is a leading cause of bankruptcy in the United States. This report analyzes the impact of medical debt on household finances and provides policy solutions.
Popular theories for rising tuition like administrative “bloat” and student aid are at most minor contributors to tuition increases. Here's the real causes.
As part of an effort to reshape rules around debt and lending to reduce racial wealth inequality, we propose establishing a public credit registry to gradually replace the current for-profit credit reporting system.
We have faith that with the tireless work of the grassroots organizers, we will one day live in an America where every election — in every corner of the country — is free and fair for everyone.
“There are massive benefits to institutions, to students themselves in the long term in being more diverse and having a set of students from different backgrounds.”
“You definitely get the feeling that they’re trying to run the numbers up — that they want to be able to say that there’s a lot of voter fraud out there."
“To the extent we have had baby boomers running for president for the past few decades, they got an education in a world when you did not have to take on debt."