This racial disparity is the product of centuries of policies that intentionally excluded and oppressed African Americans.
In the media
Steve Cohen
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Black student reclined and working on computer
The idea of canceling student debt has become a topic of considerable debate. Here's what you need to know about the Warren and Sanders student debt plans and what still needs to be answered.
Blog
Mark Huelsman
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Black couple looking out at Baltimore waterfront
Baltimore’s campaign donors lack diversity across race, gender, and socioeconomic status. The Baltimore Fair Election Fund, designed with equity and community engagement at the forefront, can change that.
Blog
Laura Williamson
The goal of Demos’ Race-Class Narrative (RCN) project is to develop an empirically-tested narrative on race and class that resonates with all working people and offers an alternative to—and neutralizes the use of—dog-whistle racism.
Campaign
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Two people shaking hands across a table in an interview
Private credit reporting is failing for all of us who must rely on credit reports produced by for-profit companies to navigate financial transactions. For communities of color, credit scores evoke the decades of bank redlining and unequal access to credit whose impact persists to this day.
Blog
Amy Traub
How We Can Fix the Housing Affordability Crisis
Policy Briefs
Algernon Austin
Today, Demos proposed establishing a public credit registry, housed in the Consumer Financial Protection Bureau, as an essential part of a larger effort to reshape rules around debt and lending in order to reduce racial wealth inequality.
Press release
As part of an effort to reshape rules around debt and lending to reduce racial wealth inequality, we propose establishing a public credit registry to gradually replace the current for-profit credit reporting system.
Policy Briefs
Amy Traub
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Wealthy estate from overhead
The most accurate threshold to enter the rarefied top 1% of wealthholders, $7,880,400, is almost three times as high as the Census estimates.
Blog
Joseph Hines
The white, wealthy donor class that fuels Baltimore's elections
Research
Laura Williamson