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In this report, we review a number of election laws and policies in 10 states chosen because they are expected to have close elections.

Recent federal action, including the passage of the Credit Card Bill of Rights of 2009 and the creation of the Consumer Financial Protection Bureau, provided needed regulation and oversight of the credit card industry. However, past debt continues to haunt families even as they add on new debt. The

American Association Of People With Disabilities, Demos, Lawyers' Committee For Civil Rights Under Law, League Of Women Voters Of The United States, And Project Vote

How the Dodd-Frank Wall Street Reform and Consumer Protection Act will bring greater security to American consumers, investors and Main Street businesses.

New York — Millions of low-income Americans can be brought into the political process through proper implementation of an often-neglected provision of the National Voter Registration Act of 1993 (NVRA), according to a report published recently by Demos, and cited in yesterday's New York Times

To the Editor,

"We've got to deal with the conflicts. If I hire S&P or Moody's to be my consultant and show me how I can do this and that to get an investment-grade rating or [an] even higher rating, they obviously have a conflict of interest there." "That's right. I think the compensation model... where the

Democracy works as intended when all citizens are able to participate and make their voices heard. While the United States has come a long way in expanding the franchise over the past 220 years, barriers to participation still exist and these barriers disproportionately affect low-income citizens

Already, some states are making changes. A legal settlement in Missouri led to more than 200,000 voter-registration applications from welfare offices in less than two years. A settlement in Ohio has led to more than 100,000 this year. Lawsuits are pending in Indiana and New Mexico.

Work by Demos and its partners suggests that millions of low-income Americans can be brought into the political process through proper implementation of an often-neglected provision of the National Voter Registration Act of 1993 (NVRA) that requires states to provide voter registration services to