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A Retirement Funding Boost. Let’s overhaul the fabled 401(k), the retirement plan that was never meant to be a mainstay of long-term savings. Some 40% of Americans don’t even have access to them at work, with minorities, young people and low-income workers showing the lowest participation rates

"401(k)s fail millions of retirees," decries a new report from Demos.org. Its argument: America's retirement plans don't provide security because of their high fees. Not to mention that their "benefits vary with the size of employer and employee contributions and the volatile swings of the stock

Among full-time workers, just 38% of Latinos, 54% of workers aged 25 to 43 and 38% of those in the lowest income bracket have access to a workplace savings plan, according to a report titled “The Failure of the 401(k),” published Wednesday by Demos, a nonpartisan public-policy and research

401(k)s Fail Millions of Retirees: Hidden Fees Swallow 20% of Balance, Yield Low Growth, Susceptible to Market Volatility—According to New Report

From the standpoint of voter access and effective administration, the 2010 elections were in many ways a mixed bag.  There were a number of troubling incidents that occurred including voter intimidation and threats of vote suppression, and the structural barriers to voting that keep participation

A picture of the current state of the private retirement system, why this picture bodes ill for the future of retirement in the country, and why that system needs reform.

It’s broad allegations of voter fraud like these that are “going to have an impact on voters’ experience at the polls,” said Tova Wang, elections reform expert and Senior Democracy Fellow at Demos, a liberal public policy research and advocacy organization. “We’ve already seen a lot of incidents

Economic insecurity has become the “new normal” in America. Ten million Americans are out of work, and the vast majority of Americans have seen their incomes stagnate or decline over the past decade. Demos’ extensive research on credit card debt among middle- and low-income households has found that

New York Times columnist Bob Herbert has earned the Levees.org 'Seal of Approval' for his portrayal of the flooding of New Orleans in a recent column about crumbling American infrastructure. New York Times columnist Bob Herbert has earned the Levees.org 'Seal of Approval' for his portrayal of the

Left out of the debate about the U.S.