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Americans use credit cards millions of times every day. The convenience and utility of revolving credit has become a way of life for most families. However for some, it has also become a lifeline.

Hearing of the Hawaii House of Representatives Committee on the Judiciary February 10, 2011

Missouri is considering a bill requiring all voters to present government issued photo identification at the polls. The fact that Missouri is introducing a restrictive voter identification bill is particularly unfortunate considering the legislature passed such a bill in 2006 and it was struck down

New York, NY--Today, Miles Rapoport, President of the national policy center Demos, issued the following statement in response to President Obama’s State of the Union Address: "In last night’s speech, President Barack Obama underscored two great challenges of our times: ensuring that economic

Strong voter participation and engagement are fundamental to a healthy democracy. Efforts to restrict access to voting fly in the face of this important goal. Alarmingly, despite another midterm election in which nationally only 41 percent of eligible persons voted, many states are now renewing

ATLANTA, GA — Citing clear evidence that low-income Georgia residents are being denied a legally-mandated opportunity to register to vote, attorneys sent a pre-litigation notice letter to Secretary of State Brian Kemp demanding that the Secretary immediately act to bring Georgia into compliance with

In order to reverse the troubling low graduation rates at our nation’s community colleges, low-income students must stop being financially penalized for attending these institutions. As this brief outlines, low-income students who attend community college receive less state and institutional grant

The Authorities Budget Office released a report today that identifies state and local authorities that have not filed a budget, annual and/or audit report for the most recent reporting period as required by new Public Authorities Law. The Authorities Budget Office released a report today that

Strong voter participation and engagement are fundamental to a healthy democracy.  Efforts to restrict access to voting fly in the face of this important goal.  Yet, despite another midterm election in November 2010 in which only 41 percent of eligible persons voted, numerous states are now facing

There are a slew of 401k reform plans out there, ranging from modest proposals for automatic employee enrollment (but undercut by the employee's right to opt out) to replacement of the 401k by a new system run by the government or a nonprofit organization. (For a useful description of the various