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401(k)s Fail Millions of Retirees: Hidden Fees Swallow 20% of Balance, Yield Low Growth, Susceptible to Market Volatility—According to New Report

From the standpoint of voter access and effective administration, the 2010 elections were in many ways a mixed bag.  There were a number of troubling incidents that occurred including voter intimidation and threats of vote suppression, and the structural barriers to voting that keep participation

A picture of the current state of the private retirement system, why this picture bodes ill for the future of retirement in the country, and why that system needs reform.

It’s broad allegations of voter fraud like these that are “going to have an impact on voters’ experience at the polls,” said Tova Wang, elections reform expert and Senior Democracy Fellow at Demos, a liberal public policy research and advocacy organization. “We’ve already seen a lot of incidents

New York Times columnist Bob Herbert has earned the Levees.org 'Seal of Approval' for his portrayal of the flooding of New Orleans in a recent column about crumbling American infrastructure. New York Times columnist Bob Herbert has earned the Levees.org 'Seal of Approval' for his portrayal of the

Economic insecurity has become the “new normal” in America. Ten million Americans are out of work, and the vast majority of Americans have seen their incomes stagnate or decline over the past decade. Demos’ extensive research on credit card debt among middle- and low-income households has found that

Left out of the debate about the U.S.

For many years, health care costs have been steadily rising. As employers have moved into insurance coverage options with greater out-of-pocket expenses or have stopped providing health care coverage altogether, American families have struggled with the burden of health care costs. 

Out-of-Pocket Medical Expenses Among Top Sources of Credit Card Debt

Then came Florida, where thousands of voters confused by Palm Beach County's ballot design in the 2000 elections voted for the wrong presidential candidate, or for two candidates by mistake. The most common error: voters casting ballots for both Democrat Al Gore and Reform Party candidate Pat