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The major credit rating agencies, Moody’s, Standard & Poors, and Fitch, bear a heavy burden of responsibility for the financial meltdown. It was their seal of approval that enabled Wall Street to develop a multi-trillion-dollar market for bonds resting on a foundation of tricky loans and bubbly
Policy Briefs
James Lardner
Public Works began this far-reaching effort with groundbreaking analysis and thorough, multifaceted research that examined Americans' attitudes toward the public sector. This research, which was originally conducted in 2004–2005 by the FrameWorks Institute and re–tested in 2008–2009 by the Topos
Policy Briefs
Over nine out of 10 senior households of color do not have sufficient economic security to sustain themselves through their projected lives.
Press release/statement
Building on Living Longer on Less, the first report in a series examining the financial vulnerability of the elderly, this report examines the economic security of African-American and Latino senior households.  
Research
Jennifer Wheary
Tatjana Meschede
Washington — Senator Al Franken (D-MN) has introduced a financial-reform amendment that finally addresses the root problem of the credit rating agencies—their built-in conflict of interest. The "Restore Integrity to Credit Ratings" amendment, co-sponsored by Senators Charles Schumer (D-NY) and Bill
Press release/statement
Cleveland — Ohio's young adults will continue to face a tough economy--one ravaged not only by recession but also by 30 years of declining opportunity and security for all but the most highly educated and affluent, according to a new report by Policy Matters Ohio and the national policy center Demos
Press release/statement
Today's young adults are coming of age in a tough economy, on the heels of 30 years of declining economic opportunity and security for all but the most affluent and most highly educated. These changes are quite evident in Ohio, where the once-mighty manufacturing sector that provided better-than
Research
Viany Orozco
Amy Hanauer
Nancy K. Cauthen
[RELATED: Read Demos' Letter in Support of the SAFE Banking Act, here.]
Research
Americans for Financial Reform

Congress now has the opportunity to erect new public structures guaranteeing stability, transparency and competition in banking.

Testimony and Public Comment
Heather C. McGhee
Call out Wall Street for its Abuses and Army of Lobbyists Fighting to Block Needed Protections
Press release/statement