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America's students are facing a serious threat from subprime private loans, and the situation could worsen unless Congress votes to close a potential loophole in the proposed Consumer Financial Protection Agency.

Policy Briefs
U.S. PIRG
Strong Consumer Financial Protection Agency Needed to Regulate Education Loan Products
Press release/statement
Hundreds of Thousands of Low-Income Ohioans to Benefit
Press release/statement
The auto dealer-loan industry's exemption from CFPA oversight leaves families vulnerable to widespread financial abuse.
Press release/statement
Expanded Presence In Nation's Capital Will Strengthen Congressional And White House Policy Outreach, Host Public Events Series Washington, D.C. — This week, Demos, a national, non-partisan public policy research and advocacy center, is pleased to announce two significant staffing changes: Heather
Press release/statement
4 Million Middle Class Families Saw Economic Decline from 2000-2006; 23 Million Economically Insecure
Press release/statement
Testimony of Margrete Strand Ranges, Director of the Sierra Club's Responsible Trade Program Demos, in collaboration with a variety of environmental groups, including the Sierra Club, helped prepare the following testimony presented at the House Ways and Means Committee hearing on the operation
Testimony and Public Comment
Center for Biological Diversity
Center for International Environmental Law
Defenders of Wildlife
Sierra Club
The United States has long granted trade preferences to developing countries that meet various criteria. These criteria, which are stipulated by the Generalized System of Preferences (GSP), have changed with time — reflecting U.S. economic and foreign policy priorities. While the criteria include
Policy Briefs
David Callahan
Cristina Vasile
The United States has long granted trade preferences to developing countries that meet various criteria. These criteria, which are stipulated by the Generalized System of Preferences (GSP), have changed with time — reflecting U.S. economic and foreign policy priorities.  While the criteria
Research
David Callahan
Cristina Vasile
10 years later, the end of Glass-Steagall has been blamed by some for many of the problems that led to last fall's financial crisis. While the majority of problems that occurred centered mostly on the pure-play investment banks like Lehman Brothers, the huge banks born out of the revocation of Glass
In the media
Cyrus Sanati