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As part of an effort to reshape rules around debt and lending to reduce racial wealth inequality, we propose establishing a public credit registry to gradually replace the current for-profit credit reporting system.

Policy Briefs
Amy Traub
Image
Wealthy estate from overhead
The most accurate threshold to enter the rarefied top 1% of wealthholders, $7,880,400, is almost three times as high as the Census estimates.
Blog
Joseph Hines

The white, wealthy donor class that fuels Baltimore's elections

Research
Laura Williamson

Medical debt is a leading cause of bankruptcy in the United States. This report analyzes the impact of medical debt on household finances and provides policy solutions.

Research
Sean McElwee

This report examines the effectiveness of the employment credit check laws enacted so far and finds that unjustified exemptions included in the laws, a failure to pursue enforcement, and a lack of public outreach have prevented these important employment protections from being as effective as they

Research
Amy Traub
Sean McElwee

Empirical data showing policymakers, organizers, and progressives that there is clear public support for the notion that racism is a divide-and-conquer tactic creating distrust, undermining belief in government, and causing economic pain for everyone, of every color.

Research

This report presents findings on the use of public transit by people of color and on the potential jobs benefits that people of color can gain from investments in public transit.

Research
Algernon Austin

Extreme wage gaps within the fast food industry has made its sector the most unequal in the American economy

Research
Catherine Ruetschlin

Why employment credit checks constitute an illegitimate barrier to employment.

Research
Amy Traub

In the wake of the worst effects of the Great Recession, African Americans, like Americans as a whole, are getting their balance sheets in order and paying down credit card debt. But new research from Demos’ National Survey on Credit Card Debt of Low-and Middle-Income Households finds that African

Research
Catherine Ruetschlin
Dedrick Asante-Muhammad