Demos conducted a nationwide survey of low- and middle-income households in early 2012. The findings in this brief summarize the relationship between college costs and credit card debt, and its impact on students and their parents.
Research
Catherine Ruetschlin
Robert Hiltonsmith
Answers to 8 frequently asked questions.
Policy Briefs
Amy Traub
This report reveals the extent of credit information “mission creep,” examines troubling shortcomings in the for-profit credit reporting industry, and recommends common sense steps to reform the credit reporting system.
Research
Amy Traub
NEW: SECOND EDITION. "Retiring in the Red" is part of the Borrowing to Make Ends Meet Briefing Paper Series. Reports an 89% average increase in credit card debt among America's seniors from 1992 to 2001. Key Findings:
Research
Tamara Draut
Heather C. McGhee
The dominance of big money in our politics makes it far harder for people of color to exert political power and effectively advocate for their interests as both wealth and power are consolidated by a small, very white, share of the population.
Research
Adam Lioz
14 Big Ideas to Build a Strong & Diverse Middle Class
Policy Briefs
David Callahan
Tamara Draut
How past racial injustices are carried forward as wealth handed down across generations and reinforced by “color-blind” practices and policies.
Research
Amy Traub
Laura Sullivan
Tatjana Meschede
Thomas Shapiro
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Amy Traub

Amy Traub

Associate Director, Policy & Research

Tamara Draut

Public policies can either fuel or ease racial disparities in wealth. This report marks the first-ever systematic analysis of the impact of different policies, highlighting the policies that could help erase the racial wealth gap.
Research
Amy Traub
Catherine Ruetschlin
Laura Sullivan
Tatjana Meschede
Lars Dietrich
Thomas Shapiro