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Extreme wage gaps within the fast food industry has made its sector the most unequal in the American economy

Research
Catherine Ruetschlin

Why employment credit checks constitute an illegitimate barrier to employment.

Research
Amy Traub

In the wake of the worst effects of the Great Recession, African Americans, like Americans as a whole, are getting their balance sheets in order and paying down credit card debt. But new research from Demos’ National Survey on Credit Card Debt of Low-and Middle-Income Households finds that African

Research
Catherine Ruetschlin
Dedrick Asante-Muhammad

In February and March 2012, Demos surveyed a nationally representative sample of 997 low- and middle-income American households who carried credit card debt for three months or more.

Research
Amy Traub
Catherine Ruetschlin

Signed into law on May 22, 2009, the Credit CARD Act has benefited millions of households in ways that directly affect their monthly budgets.

Policy Briefs
Amy Traub

Demos conducted a nationwide survey of low- and middle-income households in early 2012. The findings in this brief summarize the relationship between college costs and credit card debt, and its impact on students and their parents.

Research
Catherine Ruetschlin
Robert Hiltonsmith

Answers to 8 frequently asked questions.

Policy Briefs
Amy Traub

This report reveals the extent of credit information “mission creep,” examines troubling shortcomings in the for-profit credit reporting industry, and recommends common sense steps to reform the credit reporting system.

Research
Amy Traub

NEW: SECOND EDITION. "Retiring in the Red" is part of the Borrowing to Make Ends Meet Briefing Paper Series. Reports an 89% average increase in credit card debt among America's seniors from 1992 to 2001. Key Findings:

Research
Tamara Draut
Heather C. McGhee

The dominance of big money in our politics makes it far harder for people of color to exert political power and effectively advocate for their interests as both wealth and power are consolidated by a small, very white, share of the population.

Research
Adam Lioz