Loans may be one solution for helping students afford college and increase achievement, but grants that don't have to be repaid is another. The researchers are working on a new study that examines the academic effects of federal loans versus grant aid and agree that the effects of the federal Pell Grant may be stronger on academic performance, Marx said.
The Contract for College would unify the existing three strands of federal financial aid — grants, loans and work-study — into a coherent, guaranteed financial aid package for students.
America's students are facing a serious threat from subprime private loans, and the situation could worsen unless Congress votes to close a potential loophole in the proposed Consumer Financial Protection Agency.
“It doesn’t do anything to address the root problems of college affordability and of rising student debt,” said Mark Huelsman, a senior policy analyst at Demos, a left-leaning think tank. Those include state disinvestment in higher education, a trend that the federal government could help reverse, according to Huelsman, by using federal money to encourage states to up their investment in their public colleges. [...]
Employers’ growing interest in helping workers pay back their student loans “reflects that many, if not most, workers entering the workforce have to contend with their student loans,” said Mark Huelsman, a senior policy analyst at Demos, a left-leaning think tank. [...]
The California legislature is pushing its own ambitious legislation, and is one of several Western states teaming up with Canadian provinces to collaborate on climate solutions. Many now see New York, and the CCPA in particular, as presenting the next opportunity for promising state-level action.
“It’s clear that the exact cohort that they were tracking has gone through a fairly tumultuous young adulthood,” said Mark Huelsman, a senior policy analyst at Demos, a left-leaning think tank.
Despite some rain showers, over 60 percent of the country is still suffering from drought conditions and nearly a quarter is suffering from extreme or exceptional drought. We’ve detailed how this has impacted agriculture and ranching and over 60 percent of Iowa’s land is still classified as being in either extreme or exceptional drought.
A new report from the New York Fed suggests that even while the rest of household debt improved since March, driven by decreasing credit card and housing debt, student loans have worsened.
A new fact sheet from Demos, College on a Credit Card, investigates the relationship between educational expenses and credit card debt, and shows that putting college on credit can be a very bad deal.
A new study finds that climate change is already contributing to 400,000 deaths per year and costing the world more than $1.2 trillion, or 1.6 percent of global GDP. The report was commissioned by 20 governments and written by more than 50 scientists, economists and policy experts. In the report, the authors detail how the vast majority of deaths occur in developing countries and that the world’s poorest communities within lower and middle-income communities are most exposed to climate change risks.
When it comes to climate change, there is one area in which the U.S. leads all other nations. Our media gives more time and attention to climate deniers than any other country. The study looked at five other countries besides the U.S.- Brazil, China, France, India and the UK- to see how leading newspapers in each country dealt with climate skepticism. It found that coverage of climate skepticism is mostly limited to the U.S. and to the U.K.