Written testimony of Demos Associate Director of Policy and Research, Amy Traub before the U.S. House of Representatives Committee on Financial Services
"Although credit scores never formally take race into account, they draw on data about personal borrowing and payment history that is shaped by generations of discriminatory public policies and corporate practices that limit access to wealth for Black and Latinx families."
This report analyzes new voter turnout data to understand how Same-Day Registration (SDR) is reducing barriers to voting and boosting turnout for Black and Latinx Americans.
For states to realize the NVRA’s promise, they must make registering to vote and updating voter registration addresses an integral part of obtaining a driver’s license or state identification card.
“This violation of the Voting Rights Act is part of an anti-democratic pattern levied in response to increasing engagement among young people and voters of color. We cannot — and will not — allow that pattern to stand.”
Letter from 31 civil rights, consumer, and community organizations urging the National Association of Insurance Commissioners (NAIC) to issue a recommendation that credit information no longer be used to determine eligibility for, or the cost of, auto or home insurance.
Removing unnecessary hurdles to small donor participation will help fix a system that currently prioritizes wealthy, white, male donors over communities of color and working-class people.
The For the People Act outlines a vision of what’s possible when our nation lives up to its promise of being a place where all people can lift their voices via their votes and their small dollar contributions.
Letter in support of H.R.1 highlighting provisions to protect voters from purges and voting caging, tactics used disproportionately to silence voters of color.
The For the People Act can begin to address the longstanding racist exclusions in our democracy with policy solutions that are proven to advance racial equity.
"Black student debtors "are 16 percent more likely to be in default or seriously delinquent than white student debtors; Latino borrowers are 8 percent more likely."
It is time for us to recognize the right of sovereignty and self-determination for the over 4 million combined residents of Puerto Rico, Guam, the U.S. Virgin Islands, American Samoa, the Northern Mariana Islands, and Washington, D.C.
Policymakers in Michigan have continuously made attending college harder through divestment in Michigan’s public higher education system, resulting in skyrocketing college prices.
"By ensuring that voters with limited English proficiency can access ballots, vote-by-mail requests, and other materials in Spanish, today’s settlement is one more positive step in the pursuit of a just, inclusive, multiracial democracy.”