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Black Family Around the Table Paying Bills
Credit reports and scores control access to public goods people need. Yet, in the midst of a global pandemic and economic collapse, remaking the nation’s credit reporting system is not the top concern. 
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Capitol Building in Washington, D.C.
Congress and the Biden administration must take a different route as they seek a more equitable recovery from the COVID-19 crisis.
Blog
Amy Traub
The Biden administration should implement its public credit registry proposal to shift power away from an oligopoly that exercises inordinate control over consumers’ financial prospects and towards a fairer system that better respects consumers and reduces racial inequality.
In the media
Amy Traub
Chi Chi Wu
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Woman with Mask Holding Baby with Mosaic Background
Caregiving work has historically been undervalued. Today, Black women are disproportionately employed in caregiving work and facing the worst of the COVID-19 economic crisis.
Blog
Amy Traub
“The actual dollar amount, it’s hard to put that at a figure that’s enough to help everyone who is struggling. And because of that, I’d err on the side of doing more.”
In the media
Kaitlin Mulhere
“The student debt crisis is yet another example of the deep and structural racial injustice at that heart of our economy. It prevents Black and Brown families from building wealth and economic power and has undermined the fundamental goal of higher education as a public good."
Press release
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Two Students in College Graduation Cap and Gown with Dollar Signs on the Cap
An executive action for student debt cancellation would provide much needed economic relief to millions of Black and Latinx families in order to avoid financial catastrophe during the continuing global pandemic.
Blog
Mark Huelsman
“Most people who are in favor of big sweeping action are also in favor of the incremental reforms that would make the loan program more humane."
In the media
Jillian Berman
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Black Family Around the Table Paying Bills
Credit reports and scores control access to public goods people need. Yet, in the midst of a global pandemic and economic collapse, remaking the nation’s credit reporting system is not the top concern.
Blog
Amy Traub
“Student debt is both a cause and a consequence of the racial wealth gap."
In the media
Jarrell Dillard
In record numbers and in the face of a global pandemic, Americans voted early and on Election Day, and availed themselves of mail-in voting. But the right to vote includes the right to have your vote counted.
Press release