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Business is booming. Employers are hiring. Job growth is soaring. Profits are near record levels. All true, at least in the retail and restaurant industries. New jobs numbers released Friday show that 47,000 jobs were added in retail in July, and 38,000 jobs were added in food and drinking places
Blog
David Callahan
It's not so depressing if you think of it as 200,000 fewer purchases from The Dollar Tree over the course of forever. Currently, the average student debt balance for a household headed by two college graduates is $53,000, and according to a new study by research organization Demos, those households
In the media
Michaela Gianotti
The real cost of student loan debt is far greater than you may think, according to a new analysis. A household with $53,000 in outstanding student debt -- which is the average college loan balance for a family headed by two people with 4-year degrees -- will be about $208,000 poorer over a lifetime
In the media
In the run-up to the 2012 presidential election, reports of harassment and intimidation at the polls were so rampant in North Carolina that the state's top election official was obliged to send a memo to his employees reminding them that they could call police if necessary.
In the media
Saki Knafo
I value what my dad thinks about things like romance and politics, but I avoid talking to him about education. The university of his memory is generous and forgiving; the student-debt-financial complex of my current experience is not. Example: he could've discharged his education debt in bankruptcy
Blog
Jack Grauer
Seventy years ago, when leaders like James Conant were pushing for a meritocratic education system, they argued that narrow and entrenched privilege was the enemy of prosperity. Why? Because it gave the best opportunities to unexceptional rich WASPs while leaving America's best human capital off the
Blog
David Callahan
It's still a given that a college education means bigger paychecks over a person's lifetime. But as people take on ever greater amounts of student debt to fund school, the wealth they accumulate over their lifetimes is drastically less than people who didn't have to borrow.
In the media
Charles Wilbanks
Demos has released a new report that highlights the broader impact of student debt. Comparing a household with student loans against one without, the report reveals that student debt permanently impedes upward mobility for millions of Americans struggling to repay their loans.
Press release/statement
A student who takes out $53,000 in debt, the average amount for those attending a four-year public university, will experience a a lifetime loss of wealth totaling $208,000, according to a new report from the think tank Demos. It dives into the long-term costs of rising student debt and finds that
In the media
Kirsten Gibson

Public assistance offices have received nearly 2 million voter registration forms nationwide since the passage of the National Voter Registration Act.

Policy Briefs
J. Mijin Cha
Victoria Berman