Hank Ronan knew he would get the job. He had sailed through three rounds of interviews and hit it off with the doctors at the diagnostic center in Annandale, Va., where he had applied to be a driver for $11 an hour. Shuttling patients to appointments was a world away from his 20 years as a software

U.S. Sen. Elizabeth Warren, a Massachusetts Democrat, introduced legislation on Tuesday that would prohibit employers from requiring job applicants to disclose their credit history. In a conference call with reporters, Warren argued that a person's poor credit history is often the result of medical

Job-hunters are increasingly being asked to agree to allow potential employers to view their personal credit information, a development that Sen. Elizabeth Warren says is unfairly keeping people out of the job market who've had financial setbacks or have reports that contain inaccurate information.

A new survey finds that African-Americans are much more likely than whites to be called by debt collectors, despite both groups reporting relatively equal levels of debt and repayment rates. Just take a look at this chart:

WASHINGTON—Today, Senator Elizabeth Warren (D-MA) introduced The Equal Employment for All Act. This legislation would prohibit the widespread use of personal credit history in employment, an unjust practice that poses a serious barrier to economic security for many Americans and leads to

NEW YORK — Demos applauds the work of Senator Elizabeth Warren (D-MA) who today introduced The Equal Employment for All Act, legislation that would prohibit the widespread use of personal credit history in employment. The use of employment credit checks is an unjust practice that poses a serious

Don't use that post-surgery fog as an excuse to ignore medical bills, even if you're still contesting them with your doctor or health insurer. Otherwise, your credit score will need to heal, too. Medical debt is the most common type of collection account, representing nearly half of all reported

Credit cards can be a useful stop-gap until payday, but when paychecks aren’t enough to cover the basics and balances roll over, credit cards become an expensive way to make ends meet. Past research from Demos shows that 40 percent of indebted low- and middle-income households have used their credit

New research illustrates ways in which the current economic difficulties of African American households are compounded even further by a legacy of discriminatory policies that have left African Americans with significantly fewer assets and lower rates of homeownership than white households.

Here we go again: Home equity lines of credit are on the rise -- with a 16 percent increase forecast this year -- as more homeowners borrow against the value of their homes. The reflexive question might be: Didn't Americans learn anything from the housing bust?