Sort by
“Must have good credit.”
In the media
Amy Traub
If a bad job market wasn’t damaging enough, the cost of paying off student loans does much more harm to the long-term prospects of young people than is commonly realized.
In the media
Yves Smith
Image
Black veteran with children
Black veterans weren't able to make use of the housing provisions of the GI Bill because banks generally wouldn't make loans for mortgages in Black neighborhoods, and African-Americans were excluded from the suburbs by a combination of deed covenants and informal racism.
Blog
David Callahan
Credit reports and scores are made up entirely of information about individual consumers -- data that’s collected without our permission or even necessarily our knowledge -- but we don’t have free access to this information. Under federal law, consumers get one free credit report a year and must pay
Blog
Amy Traub
The Pew Charitable Trusts blew a major opportunity to condemn the exploitative practice of payday lending when it issued a major report on this issue a few days ago -- the culmination of over two years of careful research.
Blog
David Callahan
Payday lenders have found a powerful friend in the Pew Charitable Trusts. In a recent report on payday lending -- the culmination of two years of work -- Pew embraces reforms to this industry that would still allow the poorest Americans to be charged annual interest rates in the triple digits.
Blog
David Callahan
“Not happy with your job? Just wait,” the Associated Press instructed young peopleon Sunday. Memo to 20-somethings: You might be waiting a long time.
In the media
Jillian Berman
We are in the midst of National Protect Your Identity Week, and credit reporting giant Experian is kicking off the festivities with some ID theft prevention tips, such as signing up for Experian’s own credit monitoring service at a cost of $14.95 a month.
Blog
Amy Traub
Don't use that post-surgery fog as an excuse to ignore medical bills, even if you're still contesting them with your doctor or health insurer. Otherwise, your credit score will need to heal, too. Medical debt is the most common type of collection account, representing nearly half of all reported
In the media
Janna Herron
If you think that only banks and other traditional lenders get to gouge consumers with high interest rate loans, you're obviously behind on the evolution of American finance. These days, just about any service provider can offer loans with what used to be criminally high interest rates. And that
Blog
David Callahan