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Joblessness imposes steep costs on millions of unemployed workers and their families, requiring households to continue meeting basic expenses without their former income.
Policy Briefs
NELP
This year’s holiday shopping season has started with a bang with 247 million shoppers (an all-time high and up from 226 million last year) spending an average of $423 each at local or online stores during the Thanksgiving Black Friday weekend.[4]According to the National Retail Federation, retail
Policy Briefs
Consumers Union
USPIRG
This is the first article in the “Financial Pipeline Series,” which will examine the underlying validity of the assertion that regulation of the financial markets reduces their efficiency. These articles point out that the value of the financial markets to the real economy is often mis-measured. The
Research
Wallace C. Turbeville
Our nation is on the brink of a retirement crisis that could have severe consequences for both future retirees and society as a whole. The steady erosion in the voluntary employer-sponsored retirement system has made it more difficult for workers to save for retirement. This crisis will not only
Research
Teresa Ghilarducci
Robert Hiltonsmith
Lauren Schmitz
The share of workers without any retirement plan at work has risen dramatically over the past decade. The percentage of workers whose employer did not sponsor any type of retirement plan rose from 39 percent to 47 percent—a 21 percent increase.1 This alarming trend is a call to action for state and
Policy Briefs
Teresa Ghilarducci
Robert Hiltonsmith
Today’s prolonged economic slump is fundamentally different from an ordinary recession. In the aftermath of a severe financial collapse, an economy is at risk of succumbing to a prolonged deflationary undertow. With asset prices reduced, the financial system damaged, unemployment high, consumer
Policy Briefs

How Raising Wages Would Benefit Workers, the Industry and the Overall Economy

Research
Catherine Ruetschlin

How Voters Stood Up Against  Suppression, ID, and Intimidation

Policy Briefs
Tova Wang
A core value of American society is the opportunity to work hard and get ahead. Yet today in the United States, willing job-seekers are facing a new barrier to employment—credit checks. Despite the lack of evidence connecting people’s credit histories to their on-the-job performance, a 2010 survey
Policy Briefs
Ben Peck

Every year, millions of eligible voters fall through the cracks of our antiquated voter registration system because they have moved sometime in the last year.

Research
Youjin B. Kim