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The share of workers without any retirement plan at work has risen dramatically over the past decade. The percentage of workers whose employer did not sponsor any type of retirement plan rose from 39 percent to 47 percent—a 21 percent increase.1 This alarming trend is a call to action for state and
Policy Briefs
Teresa Ghilarducci
Robert Hiltonsmith
Today’s prolonged economic slump is fundamentally different from an ordinary recession. In the aftermath of a severe financial collapse, an economy is at risk of succumbing to a prolonged deflationary undertow. With asset prices reduced, the financial system damaged, unemployment high, consumer
Policy Briefs

How Raising Wages Would Benefit Workers, the Industry and the Overall Economy

Research
Catherine Ruetschlin

How Voters Stood Up Against  Suppression, ID, and Intimidation

Policy Briefs
Tova Wang
A core value of American society is the opportunity to work hard and get ahead. Yet today in the United States, willing job-seekers are facing a new barrier to employment—credit checks. Despite the lack of evidence connecting people’s credit histories to their on-the-job performance, a 2010 survey
Policy Briefs
Ben Peck

Every year, millions of eligible voters fall through the cracks of our antiquated voter registration system because they have moved sometime in the last year.

Research
Youjin B. Kim

How Walmart has wielded its market power to change the face of American industry and lower labor standards in the retail sector.

Policy Briefs
Amy Traub

In February and March 2012, Demos surveyed a nationally representative sample of 997 low- and middle-income American households who carried credit card debt for three months or more.

Research
Amy Traub
Catherine Ruetschlin

Signed into law on May 22, 2009, the Credit CARD Act has benefited millions of households in ways that directly affect their monthly budgets.

Policy Briefs
Amy Traub

The Voter Empowerment Act of 2012

Policy Briefs
Liz Kennedy