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Washington — Senator Al Franken (D-MN) has introduced a financial-reform amendment that finally addresses the root problem of the credit rating agencies—their built-in conflict of interest. The "Restore Integrity to Credit Ratings" amendment, co-sponsored by Senators Charles Schumer (D-NY) and Bill Nelson (D-FL), substantially embraces a remedy set forth in a recent Demos policy paper on this subject.

Call out Wall Street for its Abuses and Army of Lobbyists Fighting to Block Needed Protections

The left-leaning think tank Demos recently offered a bold, but seemingly obvious, proposition: Just scrap the private credit scoring system, and replace it with a government agency, accountable to the public.

Demos Looks Ahead to Critical Floor Debate

Demos Issues Statement on CARD Act and Upcoming Financial Regulation Debate; Publishes Background Paper on Consumer Financial Protection Agency

Looking to the labor lessons of the past and to our vision for an inclusive, organized future.

Would Re-establish Key Provisions of the Glass-Steagall Act—Limiting Risk Taking by Commercial Banks, Requiring Investment and Insurance Spin-offs, Ending Era of 'Too Big to Fail'

As Congress Takes Up Sweeping Financial Reform, Report Urges Fundamental Change of Ratings Agency Model

Washington, DC — With the House of Representatives and a key Senate committee poised to vote on sweeping financial industry reforms, a new report by Demos finds that the proposed remedies fail to fully address the problems that led the credit rating agencies to become key enablers of the housing bubble and Wall Street meltdown.

The auto dealer-loan industry's exemption from CFPA oversight leaves families vulnerable to widespread financial abuse.

Washington, DC — Today, thousands of Americans are gathering on the streets of Chicago to march against financial service industry excess that has cost the American taxpayers trillions of dollars, destabilized the economy and undermined the stability of millions of US households.

In response to the public outcry against excesses in the financial services industries, dubbed "The Showdown in Chicago", the following statement was issued from Heather McGhee, director of the Washington DC, Office for the public policy and research center Demos:

Resources to make sense of the student debt crisis, the administration's Public Charge rule, the realities of our big-money political system, and more

In the last ten days, the House has passed two much-needed bills for Black and brown people and working people of all backgrounds. The PRO Act, is the most far-reaching reshaping of U.S. labor law in decades. The CREDIT Act would overhaul the nation’s credit reporting system.

Demos experts weigh in on the myths and mistruths inherent in the 2020 State of the Union

We’re celebrating the first full week of Black History Month with a reality check on the biggest news stories this week.

How we’re fighting back to protect voters in Pennsylvania, a disappointing ruling for Ohio voters, and more.

Felony disenfranchisement is one of several ways people get stripped of their power.

“These are folks who are serving [and] preparing food for all of the rest of us. It's a recipe for contagion when...the people preparing your food cannot afford to stay home when they have a contagious disease.”

H.R. 1 contains innovative programs that would stay within the lines drawn by the Court and still curb the harmful influence of big money.

“Providing sufficient paid sick time is the kind of common sense first step every business should be taking right now."