In February and March 2012, Demos surveyed a nationally representative sample of 997 low- and middle-income American households who carried credit card debt for three months or more.
Now is the time for citizens, workers, employers, and policymakers to come together once again to rebuild pathways to the middle class, create good jobs with fair pay and decent benefits, and ensure that prosperity is broadly shared for the next generation.
This report reveals the extent of credit information “mission creep,” examines troubling shortcomings in the for-profit credit reporting industry, and recommends common sense steps to reform the credit reporting system.
On the manner in which incarcerated populations are counted for purposes of redistricting. This issue has become increasingly important to the fairness of redistricting around the country.
The No Representation Without Population Act would correct within the state of Maryland a long-standing flaw in the decennial Census that counts incarcerated people as residents of the wrong location.
Testimony of Demos' Democracy Program Legal Director on restoring contribution limits in Vermont, delivered before the Vermont House Government Operations Committee on February 5, 2008.
NEW: SECOND EDITION. "Retiring in the Red" is part of the Borrowing to Make Ends Meet Briefing Paper Series. Reports an 89% average increase in credit card debt among America's seniors from 1992 to 2001. Key Findings: