This report reveals the extent of credit information “mission creep,” examines troubling shortcomings in the for-profit credit reporting industry, and recommends common sense steps to reform the credit reporting system.
This report makes the case that we should create jobs for the unemployed directly and immediately in public employment programs that produce useful goods and services for the public’s benefit.
A picture of the current state of the private retirement system, why this picture bodes ill for the future of retirement in the country, and why that system needs reform.
To increase postsecondary success among low- to moderate-income students, we must reform financial aid and provide additional financial supports to help students cover the cost of living expenses.
America needs an election process that is efficient, trustworthy, and welcoming. We need a renewed sense of citizenship and service, and a government that people can believe in.
The Veterans Voting Support Act required that the Department of Veterans Affairs (VA) agree to state designations of its facilities as voter registration agencies under Section 7 of the NVRA.
Testimony of Demos Counsel Lisa J. Danetz before the United States House of Representatives Subcommittee on Elections on the challenges the National Voter Registration Act presents to public assistance agencies.
Testimony of Demos' Democracy Program Legal Director on restoring contribution limits in Vermont, delivered before the Vermont House Government Operations Committee on February 5, 2008.
Although photo ID and proof of citizenship proposals are offered as necessary to prevent fraud in elections, we know that the facts do not warrant these extreme measures.
Testimony on the need to restore Section 5 of the Voting Rights Act’s protections against purposeful racial discrimination in jurisdictions that are subject to the Section 5 preclearance requirement.
States are failing low-income communities and our nation's democracy by not adequately complying with federal law that requires human services agencies to provide voter registration services.
NEW: SECOND EDITION. "Retiring in the Red" is part of the Borrowing to Make Ends Meet Briefing Paper Series. Reports an 89% average increase in credit card debt among America's seniors from 1992 to 2001. Key Findings: