In the wake of the worst effects of the Great Recession, African Americans, like Americans as a whole, are getting their balance sheets in order and paying down credit card debt. But new research from Demos’ National Survey on Credit Card Debt of Low-and Middle-Income Households finds that African Americans face challenges to their financial security that are unlike those of white households.
Same Day Registration is a proven reform that can substantially increase voter turnout among eligible voters -- particularly among those with traditionally lower rates of voter participation -- without compromising the integrity of elections or substantially increasing costs.
Every year, millions of eligible voters fall through the cracks of our antiquated voter registration system because they have moved sometime in the last year.
Demos conducted a nationwide survey of low- and middle-income households in early 2012. The findings in this brief summarize the relationship between college costs and credit card debt, and its impact on students and their parents.
Recommendations for the Special Joint Committee on Redistricting as it seeks to assess lessons learned after the 2010 Census and to set goals for the next Census redistricting process.
According to all available data, the voter participation rate of the first Americans, American Indians and Alaska Natives, is among the lowest of any ethnic group in the country. There are complex historical and cultural reasons that make the issue of voting among American Indians and Alaska Natives unique.
In February and March 2012, Demos surveyed a nationally representative sample of 997 low- and middle-income American households who carried credit card debt for three months or more.
By enacting H.B. 5024, Connecticut would become the 10th state to permit eligible citizens to both register and vote on Election Day and/or during the early voting period.
By passing this proposed constitutional amendment, and laying the groundwork to enact SDR, Maryland would become the 10th state to permit eligible citizens to both register and vote on the same day.
When someone from another country goes through the difficult process of becoming a naturalized American citizen, he or she should be entitled to full participation in our nation's democracy.
The assault on the right to vote witnessed in 2011 is historic in terms of its geographic scope and intensity. Legislation enacted in states across the country to require government-issued photo identification and/or prove citizenship to register to vote, make voter registration more difficult, and curtail early voting is nothing short of blatant vote suppression, the likes of which has not been seen in generations.
This report reveals the extent of credit information “mission creep,” examines troubling shortcomings in the for-profit credit reporting industry, and recommends common sense steps to reform the credit reporting system.
America needs an election process that is efficient, trustworthy, and welcoming. We need a renewed sense of citizenship and service, and a government that people can believe in.