From cutting-edge policy research to illuminating analysis, we bring a racial equity lens to the most pressing issues facing our country. For our latest blog posts and media updates, visit our Media page.
How stark racial disparities have long pervaded our financial services system, fueling and entrenching inequality, and why public banks are a transformative, equitable alternative.
It seems reasonable to ask that this law, which would give the Executive Branch the power to extend its version of cost-benefit analysis to independent agencies, show that its benefits are greater than its costs. A close analysis of the proposal’s impact on the financial sector shows that it fails
We, the undersigned consumer, small business, labor, good government, financial protection, community, health, environmental, and public interest groups - strongly urge you to oppose S. 3468, the Independent Agency Regulatory Analysis Act of 2012. This legislation is likely to be marked up in the
Demos conducted a nationwide survey of low- and middle-income households in early 2012. The findings in this brief summarize the relationship between college costs and credit card debt, and its impact on students and their parents.
Household debt is burdening millions of families and stifling economic growth in the nation as a whole. In the first half of 2011, 11 million American households – more than one in five homeowners – owed more on their mortgages than their homes were worth.1 Millions of families have already lost
More than two years after the recession officially ended, 25 million Americans – 16 percent of the labor force – are still out of work or underemployed.1 There are more than four jobseekers for every job opening. 6.2 million people have been out of work for more than six months. While the economic
Americans believe that hard work should be rewarded – people who go to work every day should not then be forced to raise their families in poverty. Yet today nearly a quarter of working adults in the U.S. are laboring at jobs that do not pay enough to support a family at a minimally acceptable level
In 1935, with the passage of the Social Security Act, our national leaders made a promise to all citizens: after a lifetime of hard work, no older American would suffer from poverty in their old age. The passage of this landmark legislation was the embodiment of a deeply shared value: a dignified