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Cox and Alm need to read a disturbing report by the public policy group Demos and the Institute on Assets and Social Policy at Brandeis University. "By a Thread: The New Experience of America's Middle Class" says that only 31 percent of middle-class families are secure.

Landmark Study Based on New "Middle Class Security Index" Finds African-Americans and Latinos on Shaky Financial Ground

Voting Rights Groups Demos and Project Vote Send Intent to Sue Notices to Arizona and Florida for Noncompliance with National Voter Registration Act (NVRA).

A report last year from New York-based think tank Demos found that about one-third of cardholders have paid interest rates in excess of 20%, and that borrowers can incur a "cascade" of penalties and end up in a "trap" of high-cost debt.

The nine states that have already passed election-day registration — also known as EDR — have seen an increase in voter turnout by more than 5 percent throughout the entire state, and more than 10 percent among voters in the demographic of 18 to 24-year-olds, according to statistics provided by Solheim and Morfeld.

While the downturn appeared first with the collapse of a relatively discrete sector of the US market-the so-called "sub-prime" mortgages-it quickly exploded, revealing a gaping hole in the credit system itself. As the former Chief Economist at the US International Trade Commission, Peter Morici, recently wrote, "The subprime meltdown reveals fundamental structural flaws in the US banking system.

The Supreme Court today turned back a constitutional challenge to spending limits for student government campaigns at the University of Montana, denying review of a June 2007 ruling by the Ninth Circuit that upheld the limits. The Supreme Court's action is a victory for the Associated Students of the University of Montana ("ASUM") and the University, which argued that the limits on campaign spending serve to assure all students, regardless of their financial circumstances, an equal opportunity to win election to student government.

According to Demos, a policy research group in New York, "American families are using credit cards to bridge the gaps created by stagnant wages and higher costs of living." Americans owe nearly $900 billion on their credit cards.

New York — The United States Census practice of counting prisoners in their districts of incarceration rather than their home districts for the purpose of establishing electoral and Congressional representation is a violation of international treaty. This month, the non-partisan public policy and advocacy centers Demos and the Prison Policy Initiative (PPI) submitted their analysis to the Committee for the Elimination of Racial Discrimination (CERD) in Geneva.