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A new survey finds that African-Americans are much more likely than whites to be called by debt collectors, despite both groups reporting relatively equal levels of debt and repayment rates. Just take a look at this chart:
In the media
Emily Cohn
NEW YORK — Demos applauds the work of Senator Elizabeth Warren (D-MA) who today introduced The Equal Employment for All Act, legislation that would prohibit the widespread use of personal credit history in employment. The use of employment credit checks is an unjust practice that poses a serious
Press release/statement
Hank Ronan knew he would get the job. He had sailed through three rounds of interviews and hit it off with the doctors at the diagnostic center in Annandale, Va., where he had applied to be a driver for $11 an hour. Shuttling patients to appointments was a world away from his 20 years as a software
In the media
Danielle Douglas
WASHINGTON—Today, Senator Elizabeth Warren (D-MA) introduced The Equal Employment for All Act. This legislation would prohibit the widespread use of personal credit history in employment, an unjust practice that poses a serious barrier to economic security for many Americans and leads to
Press release/statement

Generations Initiative is a network of leaders, organizations, and communities that work together to raise awareness and promote solutions to harness America's current demographic revolution to our country's advantage. It aims to build on the strengths of each generation to ensure our democratic and

Policy Briefs
Heather C. McGhee
In the course of his 2,000-word article on happiness on happiness in the Sunday Times, Arthur Brooks -- who leads the American Enterprise Institute -- offers a lecture on how work and earned success are keys to happiness. He also expresses concern about declining mobility in the United States -- a
Blog
David Callahan
Generations Initiative is a network of leaders, organizations, and communities that work together to raise awareness and promote solutions to harness America's current demographic revolution to our country's advantage. It aims to build on the strengths of each generation to ensure our democratic and
Blog
Heather McGhee
President Obama has proclaimed that thanks to the Volcker Rule "never again will the American taxpayer be held hostage by a bank that is `Too Big to Fail', " the reality is a bit more complicated. Though the rule issued today by financial regulators seeks to ban proprietary trading -- essentially
In the media
Jonathan Berr
Though they are important, let’s be honest: Municipal budget figures can be mind-numbingly boring. Even in high-profile, high-stakes dramas like Detroit’s bankruptcy, the sheer flood of numbers can encourage people to simply tune it all out for fear of being further confused.
In the media
David Sirota
Barring some big surprise in the 2014 election, not much is likely to change in Washington until 2017. Modern presidents rarely get much done in their second terms, after they've spent their initial political capital and been battered by critics. The most important thing at this point is that
Blog
David Callahan