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Today, the Consumer Financial Protection Bureau released a blueprint for new regulations pertaining to payday loans and car title loans. The regulations will not include an interest rate cap, the holy grail for advocates, because industry allies watered-down the provisions (I discuss the fight over
Blog
Sean McElwee
The United States is becoming much more racially and ethnically diverse. At the same time, it’s becoming more unequal in terms of wealth and income.
In the media
Laura Shin

Rolling back reform of the financial system is at the top of the agenda for the new Congress. Opponents of a safe and honest financial system have waited until the abject horror of autumn 2008 faded from memory to deal the financial sector regulation a death of a thousand cuts. From time to time

Research
Wallace C. Turbeville
Lenore Palladino
The Department of Justice’s report on its investigation of the Ferguson, Mo.
In the media
Recently, chilling videos surfaced online of young University of Oklahoma students, members of the Sigma Alpha Epsilon fraternity, reciting a racially-charged chant. The story appeared surprising for numerous reasons. Among them, education is supposed to reduce racial resentment (or at least temper
In the media
Sean McElwee
There’s no scenario in which freezing Pell Grant awards is a good idea.
Blog
Mark Huelsman
Yesterday, President Obama said, in a speech at the City Club of Cleveland, “In Australia, and some other countries, there's mandatory voting. It would be transformative if everybody voted." Obama is right to point to voting as a mechanism to fight elite domination of politics.
Blog
Sean McElwee
The Massachusetts Department of Transitional Assistance has settled a 2012 lawsuit with voting rights organizations by agreeing to distribute voter registration forms to people applying for public assistance, to help people complete the forms and to provide oversight to ensure that public assistance
In the media
Shira Schoenberg
BOSTON, NEW YORK, and WASHINGTON, D.C. – Today, voting rights advocates announced a settlement with the Massachusetts Department of Transitional Assistance (DTA) that will ensure that hundreds of thousands of eligible Massachusetts citizens are provided opportunities to register to vote in
Press release/statement
Policies like this would incent states to return to an era when college could be funded through a summer job, part-time employment, and maybe modest savings when available, for the largest and most diverse generation of students in our history.
Blog
Mark Huelsman