How the Dodd-Frank Wall Street Reform and Consumer Protection Actwill bring greater security to American consumers, investors and Main Street businesses.
This guide includes strategies for defending public services and the revenues needed to support them. Produced during the anti-government, budget-slashing political climate of 2010-2011, this report advocates for affirming the role of public services, systems, and structures. It examines dominant narratives about public budget challenges, and offers lessons from success stories in several states. Ultimately, Americans must reconnect the dots between the shared goals and desires they have for their communities and the public tools and resources necessary to achieve them.
Putting our nation on a path of broad prosperity will require generating new jobs, investing in key areas, modernizing and restoring our revenue base, and greatly increasing the cost efficiency of the health care system. Achieving these goals, however, will require an informed and engaged public to help set national priorities.
This is the second of a series of articles, entitled “The Financial Pipeline Series”, examining the underlying validity of the assertion that regulation of the financial markets reduces their efficiency. These articles assert that the value of the financial markets is often mis-measured. The efficiency of the market in intermediating flows between capital investors and capital users (like manufacturing and service businesses, individuals and governments) is the proper measure. Unregulated markets are found to be chronically inefficient using this standard.
When someone from another country goes through the difficult process of becoming a naturalized American citizen, he or she should be entitled to full participation in our nation's democracy.
A preliminary analysis of the United States Election Assistance Commission’s (EAC) biennial report to Congress on the NVRA shows the dramatic impact that stepped-up oversight and enforcement of voter registration mandates at state agencies can have in reversing the long decline in registration among low-income and working class Americans. Individual states clearly show the impact of enforcement activity although the data in the recent EAC Report also show that many states continue to ignore their responsibilities.
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Work by Demos and its partners suggests that millions of low-income Americans can be brought into the political process through proper implementation of an often-neglected provision of the National Voter Registration Act of 1993 (NVRA) that requires states to provide voter registration services to applicants and recipients of public assistance benefits. And the time is ripe to ensure that voter registration is provided at public assistance offices.
It may be a cliché that we are a nation of immigrants, but statistics show that it is as true today as in any other period in our history. And while Americans may debate the best way to bring noncitizens into the civic life of our communities, there is widespread, strong agreement that when someone from another country takes the affirmative step to take the oath of loyalty and become a citizen of this country, he should be welcomed and encouraged to be a part of our country and our social and political life.
The Great Recession of 2008 and its after-effects still are radically impacting the lives of millions. While men initially bore the heavier burden, women are now increasingly falling victim to unemployment, fore- closure, and eviction. Low-income women have been hit particularly hard. Women’s History Month provides an apt occasion to consider both what low-income women have at stake in current debates over the economic policies that shape our lives, and how they can gain a greater voice in those debates.
A central goal of any automatic voter registration proposal should be a representative electorate in which all eligible citizens, including those from historically underrepresented communities, are effectively registered and able to cast a ballot on Election Day. State databases of individuals receiving public assistance benefits--including SNAP (formerly Food Stamps), Temporary Assistance for Needy Families (TANF), and Medicaid--can be an important source for registering low-income citizens--one of the most under-registered segments of the population.
New Mexico’s current political leadership is undoing state and regional policies to reduce greenhouse gas emissions even as the risks posed by global warming to the state’s economy and population become more evident.[1] Experts foresee even more difficult problems in the future unless steps are taken to stabilize the climate. Some of the challenges New Mexico faces include:
Anyone who has ever been stopped by a state trooper for a traffic violation knows that the computer systems used to maintain motor vehicle records are very technologically advanced. Sitting in their patrol cars, state troopers can instantly access vast amounts of centralized data about motorists. A comparable commitment to maintaining and accessing voter registration records, however, does not exist in most states -- a problem that undermines the effective functioning of American democracy.
The following report analyzes public opinion between 1996 and 2001. The report draws on over a dozen suveys commissioned by non-profit organizations, media outlets and foundations, as well as from two regularly conducted academic surveys. The results outlined in this report indicate that while long-standing disagreements about the causes of poverty endure, the public stands united in support of policies to make work pay and improve the standard of working families' lives.
This report takes a long-term view to expanding the middle class and creating more security among those who do achieve a middle-class life. Looking ahead to where the United States should aspire to be a decade from now, the report advances policy proposals that would be phased in over time and are bold enough to fully meet the challenges at hand. The agenda focuses on higher education, home ownership, and adequate income – three strategies that have historically been pivotal to the expansion of the middle class.
The United States faces major challenges in sustaining a strong middle class in the decades ahead. Rapidly changing, often volatile economic conditions are making it more difficult to enter the middle class -- and stay there. Even as the bar to a middle class life is raised higher, economic opportunity is fading. As a result, the most rapidly growing groups in the U.S. -- particularly African Americans and Latinos -- face growing obstacles to entering, and staying in, America's middle class.
Although Americans of all ages have endured the economic and social changes ushered in by a shift from an industrial to a technology- and service-based economy, today’s young adults are the first to experience its full weight as they try to start their lives. But the challenges facing young adults also reflect the failure of public policy to address the changing realities of starting, and building, a career and family in 21st century America.
Developed in collaboration with the Institute on Assets and Social Policy at Brandeis University, By a Thread: The New Experience of America's Middle Class looks at the financial security of the middle class using the innovative Middle Class Security Index, rating household stability across five core economic factors: assets, educational achievement, housing costs, budget and healthcare. The Index provides a comprehensive portrait of how well middle-class families are faring in each of these areas, with spotlight on the strengths and vulnerabilities of today's middle class.
