Through strategic communication and organizing, a coalition of community organizers, housing advocates, and elected officials secured $125 million in ARPA funds for low-income Pennsylvania residents for home repair and weatherization.
Executive actions the new administration can take to help ensure the integrity of our elections and strengthen opportunities for civic participation for Black and brown Americans.
Thought pieces from Black and brown Demos staff who have collaboratively reflected on the history of racism, the current state of our democracy, and envisioned the power of an inclusive democracy.
Why we need to prioritize passing H.R.1 along with H.R.4 and legislation granting statehood to Washington, D.C. (H.R.51) as the first items of business in the 117th Congress.
A collection of contributions from leading student loan experts offering a roadmap for the Biden administration to take immediate action to cancel student debt for millions of Americans.
Letter to President Biden in support of structural reform of the Courts due to the threat they pose to our democracy as a result of extreme Republican court packing.
Policymakers in Michigan have continuously made attending college harder through divestment in Michigan’s public higher education system, resulting in skyrocketing college prices.
Many Americans have reduced the equity in their home to pay off credit card debts and cover day-to-day expenses. More troubling still is evidence that many appraisers fraudulently inflate property values during the buying or refinancing of homes. This paper explores the implications of appraisal fraud.
In April 2005 Demos urged Congress to recognize the fragility of our debt driven consumer economy when considering the bankruptcy "reform" bill (S. 256/H.R. 685) that had been passed by the Senate and was under consideration in the House of Representatives. American families are not suffering from "irresponsible consumerism," as Senate sponsor Chuck Grassley claims, but from the effects of a stagnant economy and fraying social supports.
While real income gains were realized during the economic boom over the latter half of the 1990s, the average American's credit card debt rose faster than ever before. While balances grew faster for white families than for African-American and Hispanic families, all groups experienced a significant rise in debt between 1992 and 2001. African-American and Hispanic families were more likely, overall, to carry a credit card balance than whites.
The report is timed to the two-day federal trial that starts tomorrow morning that will redraw Kansas’ legislative districts. If the Court were to adopt the House’s proposed map, Kansas would end up with a dubious distinction: having the nation’s most extreme instance of prison-based gerrymandering in a state legislative district.
The Massachusetts lawsuit alleges that the Commonwealth failed to provide required voter registration services at public assistance offices, a violation of the National Voter Registration Act of 1993 (NVRA).
Just as postsecondary education has expanded opportunities for good jobs and entry into the middle class, college costs are rising beyond the reach of many Americans. State policy decisions are largely responsible for this major cost shift onto students and families. Public investment in higher education has decreased considerably over the past twenty years, and financial aid programs fail to reach all students with financial need. Students and their families must now pay—or borrow—much more than they or Texas can afford.
Just as a postsecondary education has become essential for getting a decent job and entering the middle class, it has become financially out of reach for many of America’s young people. State support for higher education has decreased considerably over the past twenty years, while financial aid policies have increasingly abandoned students with the greatest financial need. As a result students and their families now pay—or borrow—a lot more for a college degree that benefits all of us.
Demos conducted a nationwide survey of low- and middle-income households in early 2012. The findings in this brief summarize the relationship between college costs and credit card debt, and its impact on students and their parents.
La educación superior se ha convertido en un requisito básico para conseguir un trabajo con un salario decente y para entrar en la clase media. A la misma vez, esta licenciatura se ha puesto tan cara que no está al alcance de muchos de los jóvenes en Estados Unidos. El costo de ir a una institución de estudios superiores ha aumentado de manera exponencial en los últimos veinte años, mientras que las políticas de ayuda económica han paulatinamente abandonado a los estudiantes con mayor necesidad económica.
