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For some recent college graduates, this fall’s back-to-school season marks the beginning of the back-to-living-at-home stage of their lives. But with careful financial planning, that stage doesn’t have to last long, advisers say.

The student loan default rate is soaring, and it's flying highest among for-profit schools.

The U.S. Department of Education reports that across the nation, the share of borrowers who default within two years after college loan payments become due has risen nearly a full percentage point to 10 percent, while the rate for people who default within three years is up to 14.7 percent.

“Not happy with your job? Just wait,” the Associated Press instructed young peopleon Sunday.

Memo to 20-somethings: You might be waiting a long time.

If a bad job market wasn’t damaging enough, the cost of paying off student loans does much more harm to the long-term prospects of young people than is commonly realized.

Going to college is costing more money these days for Millennials, as a result of reduced funding over time.

States are spending less money on public colleges than they did in the past. According to an article in the Chronicle of Higher Education, adjusted for inflation, state support for public colleges and universities has fallen by about 26 percent per full-time student in the last 20 years.

Most Americans earn their bachelor's degrees at public universities, and it's easy to see why.

Adjusted for inflation, state support for each full-time public-college student declined by 26.1 percent from 1990 to 2010, forcing students and their families to shoulder more of the cost of higher education at a time when family incomes were largely stagnant, according to a report released on Monday by the think tank Demos.

I have often thought, “If education is expensive, try ignorance.”

In the past three decades, college costs have risen significantly faster than inflation and are now at roughly 25 percent of the average household's income. This isn't true just for private schools.

Tuition at public four-year colleges and universities rose 112.5 percent between 1990-1991 and 2010-2011. Here's a big part of the explanation:

It seems there is little real relief on the horizon.

“If you’re coming out of college with an average number of $20,000 to $25,000 in debt and there’s no job out there, you’ve got a real problem,” said John Quinterno, a researcher who has studied the consequences of student debt.

Many Florida families have been paying up to 25 percent of median income for public in-state college costs — out of reach for some middle-class parents who have taken recent pay cuts or lost jobs, according to a new study.

While Latinos acquire slightly less student-loan debt than their white counterparts, on average $49,700 as opposed to $54,000, this does not mean that they are in any better position when – or if – they finish school. Many Latinos opt to work through college instead of taking on a large debt burden, Maldonado said, and that leads to a longer amount of time spent in school and a lower chance of actually graduating.

According to statistics from the public policy organization Demos, 31 percent of Latino students drop out of college.

Thanks to certain progressive senators and Democratic presidential hopefuls, interest in debt-free college is at an all-time high. But what happens next is very much uncertain — people don’t even agree on what debt-free college means, much less how (or whether) to make it a reality. Demos, which put the idea on Washington’s radar via a white paper last May, is now trying to tackle both issues — by wrangling a common definition of the idea, and starting to codify it via Higher Education Act reauthorization.

Policy makers are also exploring ways to maintain a safety net for seniors with defaulted student loans, while still ensuring the Education Department gets the money it’s owed. Sens. Elizabeth Warren and McCaskill, Democrats from Massachusetts and Missouri, respectively, sent a letter to the GAO earlier this year asking for more information about the financial and loan status of seniors losing their benefits.

European countries also differ substantively from the US in terms of the percentage of college attendees that their debt free models serve.

“Germany has a lower percentage of students go on to college than we have here in the US,” Mark Huelsman, a senior policy analyst at think tank Demos, told ATTN.

We need a systematic approach to tackle the student-debt crisis. We can easily find one if we look in the not-too-distant past.

Education-loan borrowing among students pursuing an associate’s degree has increased significantly in the past decade, particularly among low-income students. For the 2011-2012 academic year, 55% of students who received Pell Grants and earned associate’s degrees also graduated with debt, according to a 2015 report from Demos, a progressive policy group in Washington, D.C.