Further, African American students take out more loans — and more often — to finance their undergraduate education than any other ethnic group. A report by the public policy organization Demos found that 80 percent of black students take on debt, compared with 63 percent of white and Latino students. African American students also accrue more debt, at an average of $28,692, which is nearly $4,000 more than the average for all students. High dropout rates for African American students — 39 percent — exacerbate the problem, the report suggests.
That might prompt U.S. colleges to look to other countries for recruitment. Tuition from non-U.S. students can be as high as three times the rate paid by students attending their state colleges, according to The Journal. American families are increasingly struggling to pay college costs that have risen far faster than the rate of inflation.
Wednesday’s lawsuit was filed on behalf of two non-profit organizations, including the Northeast Ohio Coalition for the Homeless. Brian Davis, the director of that organization, said in a statement that homeless voters are illegally shut out of the democratic process because of Ohio’s recent purges.
The plaintiffs are asking the court to block Ohio from conducting purges in the future, and for the restoration of the illegally purged voters to the rolls.
Washington College’s initiative could encourage students to finish school, said Mark Huelsman, a senior policy analyst at Demos, a left-leaning think tank. “It’s certainly a good thing,” Heulsman said. “It can provide an incentive for students to complete and we know that the student debt crisis is fueled in large part by those who take on debt but don’t graduate.”
"First, studies suggest that rights restoration decreases recidivism rates, by allowing returning citizens to fully participate in society," Sean McElwee, a research analyst for think tank Demos, previously toldMic. "Second, because numerous studies show that turnout is correlated with government transfers and responsiveness, voting rights restoration would force politicians to respond to returning citi
Some 63 percent of white students who graduate from public four-year colleges and universities borrow to do so, but 81 percent of black graduates go that route, according to a study of student debt by Demos, a public policy research organization. When it comes to associate's degrees, 57 percent of black students borrow, versus 43 percent of whites — and the black students borrow an average of $2,000 more.
Lobbyists are often frowned upon for doing the bidding of major corporations. A list of the organizations that spend the most on lobbying, maintained by the websiteOpenSecrets.org, is full of corporations like Boeing, General Electric, and AT&T, as well as associations like the National Association of Realtors.
Brenda Wright, an attorney with the public policy group Demos — which backed the lawsuit along with the Prison Policy Initiative — said the the litigation was aimed at getting localities to account for prisoners where it truly counts.
The ruling concluded that Cranston artificially inflated the population of Ward 6 by treating all inmates of the ACI as residents of the prison for redistricting purposes.
``I’m thrilled that our fight for equal representation has been successful,’’ said Karen Davidson, lead plaintiff, in a news release. ``Fairness in redistricting is a fundamental right and I’m glad the court has vindicated our claims.’’
Lagueux gave the city thirty days to redraw the districts.
“This is a big win for democracy,” said Adam Lioz of Demos, counsel for the plaintiffs. “Prison gerrymandering distorts representation and should no longer be tolerated. This decision should pave the way for other courts to address this long-standing problem.”
Plaintiffs argued that the "prison gerrymandering" improperly considered ACI prisoners as constituents of local elected officials when they are instead "residents of their pre-incarceration communities for virtually all legal purposes, including voting."
"I'm thrilled that our fight for equal representation has been successful," said lead plaintiff Karen Davidson, of Cranston. "Fairness in redistricting is a fundamental right and I'm glad that the court has vindicated our claims."
Today, six in ten employers say that they check the credit histories of some or all prospective employees before making final hiring decisions. This traps many jobseekers in a devastating catch-22.
Talent is equally distributed, but opportunity is not. And while many Americans believe fervently and faithfully in expanding opportunity, America’s internship-industrial complex does just the opposite.
When environmentalists speak of climate change, they often talk of “future generations.” But generations already here are poised to suffer long-term consequences. Climate change will affect millennials drastically—including in their wallets.
Despite lore from parents and grandparents about the caddying jobs or serving gigs they used to pay for school, today’s young adults know the idea of working your way through college is about as antiquated as milk delivered daily in glass bottles or Mad Men-era martini lunches.
Amid soaring inequality and stagnant wages, consumers in the United States collectively accumulated a stunning $34.4 billion in credit card debt during the second quarter of 2016 alone, according to a new report from the personal finance website WalletHub.
Federal deficit hawks in Congress, driven by ideology and the campaign donations of, for lack of a better term, millionaires and billionaires, held yet another hearing last week about the national debt — but U.S. lawmakers continue to ignore the debt that is causing real trouble for the nation.
The debt danger Americans should really worry about comes from credit cards and student loans.[...]