Troubling evidence is mounting that student debt is most burdensome for those who can least afford it.
A 2015 report from the think tank Demos found that African-American and low-income students borrow higher amounts and more often for a bachelor's degree. At public institutions, 84 percent of graduates who received a Pell Grant graduate with debt, compared with 46 percent of those who did not receive a Pell.[...]
Ensuring greater equality for all student loan borrowers won't happen overnight. But by using data to get a firmer grasp on just how bad the problem is and taking steps to proactively educate students and families, we can start to address this social challenge.