Resources

Why a Massachusetts Partnership Bank will generate new revenue for Massachusetts, save local governments money, and make our small businesses, farms and consumers less vulnerable to cutbacks in lending in our state.

Demos is a national, non-partisan research and advocacy organization headquartered in New York City.  Our Democracy Program works with policy makers, advocates and scholars around the nation to strengthen democracy by reducing barriers to voter participation and encouraging civic engagement.  We

The American Dream used to mean that if you put in a hard day's work, you could expect good wages, benefits, and a better life for your kids. But the kinds of jobs that can provide a solid middle-class life in return for hard work are in short supply in New York-unemployment is up, earnings are down

Today's young adults are coming of age in a tough economy, on the heels of 30 years of declining economic opportunity and security for all but the most affluent and most highly educated. These changes are quite evident in Michigan, where the once-mighty manufacturing sector that provided better-than

The American Dream used to mean that if you put in a hard day's work, you could expect good wages, benefits, and a better life for your kids. Today, the kinds of jobs that can provide a solid middle-class life in return for hard work are in short supply—unemployment is up, earnings are flat, and

Answers to 8 frequently asked questions.

This report reveals the extent of credit information “mission creep,” examines troubling shortcomings in the for-profit credit reporting industry, and recommends common sense steps to reform the credit reporting system.

The American Dream used to mean that if you put in a hard day’s work, you could expect good wages, benefits, and a better life for your kids. But the kinds of jobs that can provide a solid middle-class life in return for hard work are in short supply—unemployment is up, earnings are down, and hard

“Same Day Registration” (SDR) greatly expands opportunities for Americans to participate in the electoral process and cast a ballot that will be properly counted by allowing citizens to register and vote on Election Day or during the period immediately preceding an election. States that allow for

For far too long, brokers have been selling their older clients complex investments known as structured products. These products are so risky, and so costly in fees, that some of them are almost sure money losers. They entered retirement portfolios like Trojan horses, and then destroyed people’s