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We are changing the conversation around our democracy and economy by telling influential new stories about our country and its people. Get our latest media updates here.
NEW YORK — A new report released today, Home Insecurity: How Widespread Appraisal Fraud Puts Homeowners At Risk, reveals troubling evidence that many American homeowners and buyers are at financial risk from mortgage appraisal fraud. As a consequence, countless homeowners have borrowed more money than their homes are really worth. The report was conducted by Demos, a leading non-partisan, public policy group headquartered in New York City.
Albany, NY — Members of the Joint Legislative Conference Committee on HAVA Implementation have made substantial progress. However, key issues remain unresolved.
At a news conference today representatives of good government, voting rights, and civil rights organizations voiced concern that legislation proposed by the Senate leadership would undermine HAVA's most important purpose - making sure that every eligible voter gets to vote.
According to the consumer advocacy group Demos, from 1992 to 2001, the youngest adults (18 to 24 years old) saw the sharpest rise in credit-card debt-104 percent-to an average of $2,985. The second-highest increase-55 percent-was among young adults (25 to 34 years old), who also had the second highest bankruptcy rate, just after those ages 35 to 44.
According to the educational lender Nellie Mae, incoming college freshmen will amass $1,500 in credit-card debt before the end of their first term.
New York, NY and Washington, DC — Today, Demos: A Network for Ideas & Action, a national economic policy research organization, urges Congress to halt movement on the bankruptcy "reform" bill (S. 256 and H.R. 685) that will be introduced in the Senate on Monday, February 28, 2005. Congress must recognize of the fragility of our debt-driven consumer economy, and address the economic conditions that have brought about a household debt crisis in America.
The children of the New Economy have responded to the economic disparity and social insecurities in our schools, neighborhoods and workplaces with a backlash against government bashing.
New York, NY/Los Angeles, CA — A new report, Drawing Lines: A Public Interest Guide to Real Redistricting Reform, released today by Demos and the Center for Governmental Studies, shows that current legislation and proposed initiatives on redistricting all fail to sufficiently address the needs of the public, and suggests clear guidelines for much fairer redistricting.
New York, NY — Today, Demos: A Network for Ideas and Action announces the launch of its new Bankruptcy & Debt Clearinghouse (www.demos-usa.org/debt), an online information center containing key research, data points and analysis on trends in debt, bankruptcy and credit industry regulation in the United States.
Flaw-proof election machines. Easy-to-read ballots. Registration systems that catch double-voters or dead voters still on the rolls. For top state election officials meeting here, the pressure is on to make sure the election changes demanded after President Bush's disputed 2000 victory are in place by the Jan.