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New York, NY — Americans faced a massive rise in credit card debt during the 1990s, according to a new study released today by Demos. "Borrowing to Make Ends Meet" found that while low-income and elderly Americans have been hit hardest by the debt boom, Americans of all stripes are suffering under
Press release/statement
This paper present profiles of Americans struggling with credit card debt and bankruptcy, due to economic insecurity.
Research
Tamara Draut
A concise executive summary of a report that explores how families are increasingly using credit cards to meet their basic needs. Also examines the factors driving this record-setting debt and the impact of deregulation on the cost, availability and marketing of credit cards.
Research
Tamara Draut
Javier Silva

Using new data, this report explores how families are increasingly using credit cards to meet their basic needs. This report also examines the factors driving this record-setting debt and the impact of deregulation on the cost, availability and marketing of credit cards.

Research
Tamara Draut
Javier Silva
Using new data, this report explores how families are increasingly using credit cards to meet their basic needs. This report also examines the factors driving this record-setting debt and the impact of deregulation on the cost, availability and marketing of credit cards.
Research
Tamara Draut
Javier Silva
Testimony before the Massachusetts General Court Joint Committee on Election Laws regarding Election Day Registration.
Testimony and Public Comment

An in-depth study of election fraud issues and the policy requirements of the Help America Vote Act.

Research
Lorraine Minnite
David Callahan
New York, NY — Propositions to enact Election Day Registration (EDR) in California and Colorado were defeated yesterday, preventing citizens from gaining the ability to register and vote on Election Day. The promise of EDR is that every citizen, including significant portions of the population that
Press release/statement
The following report analyzes public opinion between 1996 and 2001. The report draws on over a dozen suveys commissioned by non-profit organizations, media outlets and foundations, as well as from two regularly conducted academic surveys. The results outlined in this report indicate that while long
Research
Tamara Draut
The Executive Summary of the full report, Crossing Divides, examining four cases of policymaking during the 1990s -- the Earned Income Tax Credit, Individual Development Accounts, the Children's Health Insurance Plan, and Empowerment Zones -- suggests some emerging common ground among liberal and
Policy Briefs
Tamara Draut