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Credit Crunch

Times Union
We live in an age when credit card debt has skyrocketed among young adults. It has risen 104 percent from 1992 to 2004 among 18- to 24-year-olds according to "Generation Broke: The Growth of Debt Among Young Americans," a report from Demos, a nonpartisan, nonprofit New York City-based research organization. With that in mind, the experts believe it's essential to teach young people the principles of sound financial management from an early age.
 
For many teens, money management is as foreign a concept as ancient Greek, especially when a new Green Day album is released or the latest Air Jordans hit store shelves.