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Many college graduates worry about their finances as they begin their professional careers in the red - a place where if they don't get a hold of their debt they may stay for years to come.
In the media
New York, NY — Today marks the publication of a groundbreaking new book on the moral landscape of America, THE MORAL CENTER: How We Can Reclaim Our Country from Die-Hard Extremists, Rogue Corporations, Hollywood Hacks, and Pretend Patriots (Harcourt Press, September 11, 2006; ISBN 0-15-101151-6; $24
Press release/statement
A Demos briefing book, with state-and federal-level application, to help elected officials advance new policies that promote electoral participation and provide all Americans with access to a stable, secure middle class.
Policy Briefs
Credit-card companies spend a lot of time enticing students to sign up for a card because they are lucrative customers.
In the media
Denise Trowbridge
In recent years, citizens, the media and political experts have expressed growing concern over redistricting--the process of drawing new district lines to determine which residents will be grouped together when electing representatives. This concern has focused on the steady decline in
Research
Steven Carbó
Draut is one of the experts who claims the problem has reached "epidemic" proportions - yet the issue continues to worsen as more and more graduates and young people find themselves drowning in debt. As more and more young people get in too deep, students, parents, educators and lawmakers are
In the media
Sarah Klein
New York, NY — The organizations listed below respectfully submitted public comments today seeking improvements in draft New York State Database Regulations.
Press release/statement
For too many grads, though, "the 'debt for diploma' system" makes starting-out responsibility, financially speaking, very difficult, says Draut. The shift from free grants to loans since the early '90s has more than doubled the debt burden of grads who borrow to go to school. That's why it's
In the media
Dorianne Perrucci
Draut estimates 25 cents out of every dollar earned by indebted graduates goes to pay off credit cards or loans, for a total debt load of about $20,000 per person.
In the media
John F. Wasik

This memo outlines how the Justices lined up on the issues in Randall v. Sorrell, provides some analysis of the opinions, and touches on the implications for future reform efforts.

Policy Briefs
Brenda Wright