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The historic elections taking place this November will not just decide what candidates win or lose, or even "just" what policy directions our states and country will take. They will also be a test for democracy itself.

Say you want to buy a house or a car and you need a loan to do it. You do what every personal finance site recommends and obtain a free copy of your credit report from annualcreditreport.com.

America the Possible: Manifesto for a New Economy, a new book from Demos Distinguished Senior Fellow James Gustave Speth, examines the grave and interconnected challenges facing Americans -- joblessness, failing schools, declining health, intractable poverty, income inequality, a poisoned

Our long, national nightmare is over. Well, for NFL fans at least. After a protracted negotiation, NFL referees will maintain access to their defined pension plans...for a few more years. When a union wins the support of noted laborphobe Scott Walker, you'd think they'd be on their way. Alas:

WASHINGTON, -- Eighteen pro-democracy groups - Open Debates, Common Cause, Public Citizen, Rock the Vote, Judicial Watch, Public Campaign, FairVote, Demos, Democracy Matters, League of Rural Voters, Fairness & Accuracy In Reporting, Essential Information, Personal Democracy Media, Reclaim Democracy

A new study finds that climate change is already contributing to 400,000 deaths per year and costing the world more than $1.2 trillion, or 1.6 percent of global GDP. The report was commissioned by 20 governments and written by more than 50 scientists, economists and policy experts. In the report

Thomas Edsell has a column in Sunday's New York Times -- " What's Wrong With Pennsylvania?" -- that explores how various factors have conspired to make the state uncompetitive for Mitt Romney.

A new report from the Congressional Research Service looks how a carbon tax could be used for deficit reduction or other fiscal measures. The CRS projects that a tax rate of $20 per metric ton of carbon dioxide would generate approximately $88 billion in 2012 and up to $144 billion by 2020. This

Hundreds of non-partisan organizations came together for National Voter Registration Day to ensure that hundreds of thousands of Americans will be able to exercise their freedom to vote and make their voices heard this upcoming November.

One article of faith in contemporary political life is that conservatives side with business and progressives are far less friendly to the private sector. In many ways, this is true -- judging by the battle lines in Washington, where groups like the U.S. Chamber of Commerce and the National