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Eliminating student debt for low- to middle-income families could dramatically narrow the racial wealth gap between black and white households, according to a joint study by liberal think tank Demos and the Institute for Assets & Social Policy at Brandeis University. Though 43 million Americans
In the media
Danielle Douglas-Gabriel
Despite its reputation as an antidote to inequality, the U.S. higher education system has reinforced and even exacerbated racial wealth inequality, by preventing many students of color from accessing college and loading black students with debt when they do attend.
Press release/statement

Student loans are treated differently than almost every other form of debt incurred by American households. 

Research

How we can lower student debt while closing the Black-White wealth gap.

Research
Mark Huelsman
Tamara Draut
Tatjana Meschede
Lars Dietrich
Thomas Shapiro
Laura Sullivan
All in, 401(k) fees can range from 50 basis points up to 3 percent, said David Walters, a CPA and certified financial planner with Palisades Hudson Financial Group. Any plan charging more than 1 percent, Walters insisted, should be seen as suspect. "Taken over an employee's lifetime, that can make a
In the media
Ilana Polyak
In addition, federal student loans — which usually cap at $27,000 over four years — don’t always cover the full cost of a higher education, and many students are forced to secure private loans or work jobs to pay for their degree. “Student debt is not the same to every borrower,” Mark Huelsman, a
In the media
Alexandra Vollman
One of the most disturbing trends in the American political system is the rapid ascent of the far right.
In the media
Sean McElwee
Alabama’s driver’s license agency has been getting a lot of attention lately — for good reason.
Blog
Stuart Naifeh
Now is a time to remember our shared humanity. In light of the terrorist attack in Paris, lawmakers across the country are demanding President Obama shut down our borders and stop the resettlement of Syrian refugees in America, stoking widespread fear about these men, women and children. At this
Blog
Heather McGhee
Mark Huelsman, a senior policy analyst at Demos, compared the movement to the one seen with universal health care, which had been an issue for quite awhile until “a moment of consensus” came in 2008.
In the media
Kristin Decarr