As a result of having limited savings or other assets to cover the cost of college, African American families borrow heavily to pay for it. Researchers at the liberal think tank Demos found 4 out of 5 black graduates take out loans to attend public colleges, compared with less than two-thirds of

This post was first published on Debt & Society. With the 2016 Presidential election bringing renewed attention to rising college costs, UC Berkeley researchers have just released a groundbreaking study on broad and growing financial inequalities in U.S. higher education. Entitled “The

The Bennett Hypothesis likely explains tuition increases at some colleges, particularly for-profit universities, which are trying to maximize revenue, and graduate programs for which students can take out federal loans up to the cost of the program, said Mark Huelsman, a senior policy analyst at

While that may not be the goal in Tennessee, there is evidence that tuition freezes do lead to other cuts in higher education. One only needs to look to Wisconsin Governor Scott Walker for evidence, says Mark Huelsman, senior policy analyst at Demos, a public policy think tank. “Scott Walker froze

The vast riches of schools like Stanford and Harvard have created dilemmas about how their endowments should be directed. One slate of candidates for Harvard's board of overseers is calling for the school to spend some of its $37.6 billion endowment to cover tuition for all students. Lawmakers have

That’s one of several proposals the Republican presidential candidate laid out Monday to make college more affordable.

Demos Vice President of Policy & Research Tamara Draut released the following statement: "Tonight, President Obama delivered his last State of the Union and laid out his hopes not just for his final year of presidency but also his vision for the future of America.

The fourth quarter of the Obama presidency has been relatively active when it comes to higher education. Last year alone, the Administration announced a proposal to make two years of community college tuition-free, finalized and released a treasure trove of data on earnings and loan repayment data

The fourth quarter of the Obama presidency has been relatively active when it comes to higher education. Yet, he can go further.

“We’ve already had a lot of states use student debt relief as a carrot to entering certain professions,” said Mark Huelsman, a senior policy analyst at Demos, a left-leaning think tank. “Now that most professions have student debtors in them you’re going to see broad-based relief plans,” like New