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The opportunity to work hard and get ahead is a core value of American society. Yet today in the United States, qualified job seekers are turned away from employment because of their personal credit history. People whose credit is damaged as a result of medical debt, student loans, a layoff, divorce
Research
Amy Traub

Generations Initiative is a network of leaders, organizations, and communities that work together to raise awareness and promote solutions to harness America's current demographic revolution to our country's advantage. It aims to build on the strengths of each generation to ensure our democratic and

Policy Briefs
Heather C. McGhee

The Volcker Rule is a requirement in the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 that is sometimes referred to as a “mini-Glass-Steagall.” 

Research
Wallace C. Turbeville

In the wake of the worst effects of the Great Recession, African Americans, like Americans as a whole, are getting their balance sheets in order and paying down credit card debt. But new research from Demos’ National Survey on Credit Card Debt of Low-and Middle-Income Households finds that African

Research
Catherine Ruetschlin
Dedrick Asante-Muhammad

How Walmart Can Invest in Its Workforce Without Costing Customers a Dime

Research
Catherine Ruetschlin
Amy Traub

 

Research
Elizabeth Ridlington and Miles Unterreiner of Frontier Group, Robert Hiltonsmith of Demos, and Kurt Walters of Public Campaign helped with data analysis for this report.
Policy Briefs
Adam Lioz (Demos)
Blair Bowie (US PIRG)

How taxpayers are bankrolling the paychecks of already-wealthy executives instead of supporting more livable wages for American workers struggling to get by.

Policy Briefs
Robert Hiltonsmith
Amy Traub

After getting the First Amendment supremely wrong in Citizens United, the Supreme Court now faces its next money in politics case. In McCutcheon v. FEC, the challengers are attacking a law that says that no one person can contribute over $123,000 directly to federal candidates, parties, and

Policy Briefs
Liz Kennedy
I’m pleased to be here today to testify on House Bill 1744, “An Act regulating the use of credit reports by employers.”
Testimony and Public Comment
Amy Traub