Competition and innovation in bank payments risk being undermined if the system’s new regulator is too heavy handed, a report from Demos Finance warns.
The government is setting up a regulator to ensure new and smaller banks get a fair deal when using larger rivals’ systems. But analysts at Demos worry some actions to address this could backfire, prompting banks to withdraw services rather than comply. The think tank also wants the new regulator to consider potential uses for collecting tax data.
Juneteenth isn't just about celebrating freedom — it's a reminder of the moral consequences of power-hoarding systems and what communities can do for themselves. Learn why that lesson matters more than ever today.
"These cuts to lifesaving safety net programs and critical infrastructure, are not meant to improve the lives of everyday Americans, but instead to subsidize tax giveaways for the wealthiest elite."
The Trump Administration's latest string of attacks on immigrant communities represents an extreme overreach of federal power, violates our fundamental rights, and threatens to undermine our democracy.
Regardless of where one’s political views lie, elected officials should be able to do their jobs and constituents should be able to make their voices heard freely and without fear. We categorically condemn all acts of political violence, in any form.
This anniversary provides an opportunity for us to reacquaint ourselves with their history and to recommit ourselves to the work of ensuring their enforcement.
From the heart of economic justice advocacy to the corridors of the Department of Labor, Gould-Werth's journey exemplifies the power of leveraging research in the service of equity and community.
SB 153 is a sweeping elections bill that imposes significant administrative burdens on county election officials and erects new barriers to the ballot for Ohioans of all backgrounds.
The recent U.S. outbreak of foodborne illness - the deadliest in more than a decade - is a stark reminder that regulations play a vital role in protecting the public.
Demos applauds California Governor Brown for signing AB 420, a bill to end prison-based gerrymandering. The legislation ends the practice of treating incarcerated individuals as residents of the districts where they are temporarily confined, for redistricting purposes.
Demos has conducted extensive research on credit card debt among low- and middle-income households. As part of this research, we have become increasingly concerned with how families are being financially penalized for being in debt, making it difficult, if not impossible, for them to ever get out of debt.
New Yorkers shut out of a job by employment credit checks spoke out and told their stories, expressing hope that New York City would build on its recent success banning discrimination against the unemployed in hiring to also put an end to credit discrimination.
In this report, Dēmos and Southern Coalition for Social Justice expose a crisis in North Carolina's democracy and its voter rolls, and share commonsense policy solutions to fix it.
With this decision, the Court has further eroded our norms and beliefs regarding democracy, our rights under the Constitution, and the courts’ role in upholding those rights.
A dangerous authoritarian shift is unfolding in real time. Dēmos President, Taifa Smith Butler, calls us to mobilize and act together to defend our democracy.
Dēmos and the grassroots mobilization nonprofit Organize Tennessee analyze who Tennessee’s nearly 2.3 million “missing voters” are and why they are absent or unrepresented at the ballot box.
Dēmos, in partnership with State Voices, submitted this public comment opposing adding a documentary proof of citizenship (DPOC) requirement for voters who use the National Mail Voter Registration Form.
