New York, NY — The organizations listed below respectfully submitted public comments today seeking improvements in draft New York State Database Regulations.
WASHINGTON, DC — The U.S. Supreme Court today announced its decision in Randall v. Sorrell, a case addressing the constitutionality of Vermont's comprehensive campaign finance law, passed in 1997.
Stuart Comstock-Gay, Executive Director of the National Voting Rights Institute, which defended the law alongside the state of Vermont, had this statement on the decision.
New York, NY — Today the Brennan Center for Justice at NYU School of Law, Demos, and the Legal Action Center, three leading national public policy organizations, praised the New York Assembly Committee on Election Law for passing the Voting Rights Notification and Registration Act on June 14th, a bill that would reduce barriers to voting by individuals with felony convictions.
Boston, MA — The National Voting Rights Institute (NVRI) and the State PIRGs Democracy Program released a study today that found there is no support for the notion that campaign contribution limits hurt challengers. In fact, according to the study, contribution limits can work to reduce the financial bias that traditionally works in favor of incumbents.
Columbus, OH — Ohio's noncompliance with a federal voter registration law could land the state in legal jeopardy, according to a letter sent by several national voting rights and election reform organizations to Secretary of State Kenneth Blackwell. In the letter, dated May 12, 2006, Blackwell was warned that Ohio's continuing failure to comply with a 13-year old federal law that requires states to offer voter registration to its low-income citizens could lead to a lawsuit. A prominent national law firm has already taken the first step in initiating litigation against the state.
New York, NY — Many of New York's local boards of election are systematically and illegally preventing thousands of eligible New Yorkers from registering to vote, according to a new study released by the Brennan Center for Justice at NYU School of Law and Demos.
New York, NY — Today, Demos, a national, non-partisan public policy organization that studies economic security issues in the United States, announced the launch of the new Around the Kitchen Table online. Published at www.aroundthekitchentable.org, this monthly news journal offers commentary, analysis and fresh perspectives on how national economic trends in debt, assets, education and income play out around the kitchen tables of individuals and families in America.
New York, NY — Today, Demos, a national election reform and voting rights organization, issued the following statement condemning the passage of new restrictive voter ID requirements in New Hampshire, Pennsylvania, Ohio and Georgia. Ohio Gov. Bob Taft and Georgia Gov. Sonny Perdue have already signed the bills, while the bills in New Hampshire and Pennsylvania will arrive at their governors' desks next week.
Robert Frank, an economist at Cornell University, for instance, found that in counties with the widest income gaps, rates of personal bankruptcy and divorce rates were higher than average.
New York, NY — Today marks the release of a groundbreaking new book; STRAPPED: Why America's 20- and 30-Somethings Can't Get Ahead (Doubleday; On-Sale January 17, 2006), written by Tamara Draut, Economic Opportunity Director at Demos.
Draut argues that "with the possible exception of having a larger array of entertainment and other goods to purchase, members of Generation X appear to be worse off by every measure" than prior generations.
Boston, MA — A Poll commissioned by the National Voting Rights Institute (NVRI) revealed overwhelming support for election campaign spending limits as a way of improving the fairness, honesty and integrity of elections.
According to the advocacy group Demos, the average balance among lower- and middle-income households is $8,650.
"World News Tonight's" special series "Credit Crunch" aims to help you get on the road to becoming debt free.
A fraudulent appraisal "can lead homeowners to borrow more money than their homes are worth, putting themselves at risk of being 'upside down' in a home -- e.g. not being able to sell for a high enough price to pay off their mortgage," according to a briefing paper on appraisal fraud put out by Demos, a New York-based think tank.
Americans owe $800 billion in credit card debt, more than triple the amount from 1989, and a 31 percent increase from five years ago, according to a recent report, "The Plastic Safety Net," by the Center for Responsible Lending, and Demos, a research group based in New York.
The study found that a third of low- and middle-income American households used credit cards for basic expenses - rent, groceries and utilities - in any 4 of the last 12 months.
Those with the worst credit card debt were people ages 50 to 64, who owed $9,124
A major survey released by the think tank Demos provides some important new insights on how average American families are using credit cards.
The implication is hard to escape: many middle- and low-income American families are using consumer credit as a way to weather fluctuations in their finances.
Demos, a non-partisan election reform group, said higher voter turnout, especially among youth, reversed a decades-old trend of low electoral participation. The group said about 120 million voted in the Nov. 2 election, an increase of 15 million voters from 2000.
Election Day registration, or EDR, makes it possible for new voters, the recently relocated and those whose registrations were incomplete or lost, to participate without unnecessary hurdles, the group said.
That all portends "payment shock" for those with adjustable-rate mortgages whose loans are due soon to adjust, said Javier Silva, senior research and policy associate with the public policy research group Demos in New York City. "Lots of ARM customers are experiencing payment shock already, and we're only see the first wave of adjustments upward," Silva said. "People didn't understand how much their interest rate could rise, or were unprepared for it. I'm not surprised that we're seeing rising foreclosures.
According to Javier Silva, a senior research and policy associate with Demos, a New York think tank and public policy organization, homeowners' equity fell from an average of 68.3 percent to 55 percent between 1973 and 2004. Americans now own a smaller stake in their homes than they used to. In the 1950s, they owned nearly 80 percent.
If real estate appreciation slows or declines, homeowners without equity that is firmly established may find themselves owing more than their houses are worth.