Over the past decade, Demos has conducted extensive research on credit card debt among low- and middle-income households. As part of this research, we have become increasingly concerned with how families are being financially penalized for being in debt, making it difficult, if not impossible, for them to ever get out of debt. In 2012, we surveyed a nationally representative sample of about a thousand low- and middle-income households that were carrying credit card debt for three months or longer. I was the principal researcher on that study.
One motivation for this hearing is the recent study by the Federal Trade Commission finding that one in five American consumers identified material errors on their credit reports that were substantiated by the credit reporting agencies.
Good Afternoon. My name is Amy Traub and I am a senior policy analyst at Demos. We are a public policy organization working for an America where we all have an equal say in our democracy and an equal chance in our economy. I would like to thank the Progressive Caucus for this opportunity to provide testimony on our recent research.
Good morning, my name is Catherine Ruetschlin and I am a policy analyst at Demos, a non-partisan public policy organization working for an America where we all have an equal say in our democracy and an equal chance in our economy. Access to an affordable higher education is central to the work of Demos because, despite its growing expense, a college degree remains a young person’s best bet for raising her standard of living and securing a place in the middle class.
Thank you.
My name is Allie Boldt, and I’m an attorney at Demos, an organization working to advance equality and inclusive democracy through advocacy and litigation. We’ve been partnering with CASA of Virginia and the Residents of Fairfax County Coalition to analyze how County policies can and must be strengthened to protect immigrant community members facing unfair and terrifying policies at all levels of government.
The state legislature should support the Maryland Law Enforcement and Governmental Trust Act (“Trust Act”) and its model of limiting state and local involvement with federal immigration law enforcement.
Dear Ms. Evangelista:
Dēmos writes to submit comments on the proposed regulations regarding family leave benefits coverage. We thank you for the opportunity to comment on these proposed regulations.
Dear Deputy Commissioner Sussman,
Dēmos appreciates the opportunity to offer comments on proposed rules to amend New York City’s Stop Credit Discrimination in Employment Act (Local Law 37 of 2015). We are a non- partisan public policy organization working for an America where we all have an equal say in our democracy and an equal chance in our economy. We are a national organization proud to be based here in New York City.
Thank you, Members of the Workforce Development Joint Budget Hearing, for the opportunity to submit testimony in support of a strong paid family leave program in New York State. My name is Amy Traub and I am a Senior Policy Analyst at Demos. Demos is a public policy organization working for an America where we all have an equal say in our democracy and an equal chance in our economy. Paid family leave is critical to ensuring an equal chance in our economy for all working New Yorkers.
Demos is a non-partisan public policy organization working for an America where we all have an equal say in our democracy and an equal chance in our economy. We were proud to be among the advocates who called for an executive order establishing paid sick leave for federal contractors. We write today in strong support of Executive Order 13706 and the U.S. Department of Labor’s proposed rule implementing it.
Chairman Harkin, Ranking Member Alexander, and Members of the HELP Committee: I greatly appreciate this opportunity to speak to you about economic security for working women, particularly the experience of women in the retail industry. My name is Amy Traub and I am a senior policy analyst at Dēmos. Dēmos is a non-partisan public policy organization working for an America where we all have an equal say in our democracy and an equal chance in our economy.
Chairman Capito, Ranking Member Meeks, and members of the subcommittee, thank you for the opportunity to submit the following statement for the record as part of today’s hearing.
The fast food industry is the main driver of compensation inequality in the most disparate sector of the economy, with a CEO-to-worker pay ratio in 2013 of over 1000-to-1.
Thank you Chairman Wolf, Chairman Scibak, and Honorable Members of the Committee for this opportunity to present testimony. My name is Amy Traub and I am a senior policy analyst with Dēmos. Dēmos is a public policy organization working for an America where we all have an equal say in our democracy and an equal chance in our economy. I’m pleased to be here today to testify on Senate Bill 123, “An Act regulating the use of credit reports by employers.”
Supporting Seattle's voter-approved Democracy Voucher Program — a system designed to empower small donors and the candidates they support in city elections.
Our current system of campaign finance reform suppresses the political power of people of color and that lack of political power has had proven, lasting consequences.