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Americans are increasingly dependent on credit cards just to put food on the table and keep the lights on, a new study shows. Although we’re doing a better job overall paying our bills on time these days, many people are relying on more easily attainable credit just to keep their heads above water.

Question: How much money are you paying in 401(k) fees?

Answer: Have you thought about buying a home lately?

Do you know how much your 401k is costing you? I would wager not, nor have you ever asked your employer about costs or looked in fund documents to find out. Chances are, it’s far too much and it’s eating away your retirement nest egg.

Upcoming Labor Department regulations mandating disclosure of retirement-plan costs are long overdue. Even then (I haven’t seen the final version yet), they may be so bureaucratic that millions may ignore them.

Retirement plan fees consume nearly one-third (30.3%) of an investor’s potential assets, a paper contends.

As wary as the public may be of Wall Street, it is not wary enough because the financial industry rips people off even more than most of us realize -- specifically, in 401(k) fees.

One of the main benefits of renewable energy is that we can meet our energy demands in a way that is more environmentally sustainable and through a medium that has a seemingly infinite supply. In contrast, fossil fuels are extracted through environmentally destructive means and will eventually run out, leaving behind a scarred earth and an oil and gas addicted population.

On April 19th, a coalition of national voting rights groups working on behalf of Georgia residents and advocacy groups secured a landmark settlement to ensure that voter registration opportunities are offered to all public assistance applicants, as is required by the National Voter Registration Act.  

A median-income, two-earner household will pay nearly $155,000 over the course of their lifetime in 401(k) fees, according to a new analysis by national public policy center Demos.

If you think your employer knows more about your 401(k) plan's fees than you do, think again. Sponsors of some 401(k) plans don't understand the fees they're paying toward plan administration, says a new report by the U.S. Government Accountability Office. The GAO reported on one case, in fact, where a relatively large plan underestimated its recordkeeping costs by $58,000. And more than 90 percent of plan sponsors don't use free tools the government supplies to help compare costs among 401(k) plan providers, the report says.