The Disparate Impact standard is critical to continued and enhanced opportunity to access fair credit, housing, and homeownership. Demos strongly opposes efforts to undermine this longstanding enforcement tool.
Demos’ Race-Class Narrative (RCN) project developed an empirically-tested narrative on race and class that resonates with all working people and offers an alternative to—and neutralizes the use of—dog-whistle racism.
The left-leaning think tank Demos recently offered a bold, but seemingly obvious, proposition: Just scrap the private credit scoring system, and replace it with a government agency, accountable to the public.