Hundreds of thousands of families lost their homes because of loans that were often not fully explained or under¬stood. Beyond the Mortgage Meltdown distills the origins and nature of the crisis in the housing market. Senior Fellow James Lardner highlights the complicity of regulators and lawmakers

Dear Senator: I urge you to support S. 414, the Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009, which is expected to come before the full Senate in the coming days. The legislation, introduced by Banking Committee Chairman Chris Dodd (D-CT), would outlaw several abusive

Dear Representative and member of the Financial Services Committee: The undersigned consumer, civil rights, small business, investor, community and labor organizations representing tens of millions of Americans strongly urge you to vote for H.R. 627, the Credit Cardholders' Bill of Rights Act (Rep

Economic security for seniors was built on the three-legged stool of retirement (Social Security, pensions, and savings) at the core of the social contract that rewards a lifetime of productivity. Seniors’ economic security, however, is being challenged by two simultaneously occurring trends: a

Public Briefing is an occasional white paper series by the Public Works program of Demos. These papers include summaries of research and reports as well as essays and articles related to the work of the program. Key findings from the second round of cognitive interviews about public perceptions of

Public Briefing is an occasional white paper series by the Public Works program of Demos. These papers include summaries of research and reports as well as essays and articles related to the work of the program. Key findings from the first round of cognitive interviews.

After a careful review of dozens of surveys and thousands of survey questions, most conducted within the past five years, the author categorized several images of government that emerge from existing surveys. These images are somewhat subjective and are simply intended to illuminate patterns in

Public Briefing is an occasional white paper series by the Public Works program of Demos. These papers include summaries of research and reports as well as essays and articles related to the work of the program. An analysis of the images of government in the public mind.

The link between corporate practices and the economic security of Americans has become a major focus of public debate over the past several years. The off-shoring of new kinds of jobs has garnered the most attention, but cutbacks in employee health benefits and the under funding of pension plans has

Americans are famously concerned about values and personal morality. The United States ranks among the most religious of all the advanced industrialized democracies, and it has frequently experienced eras of intense moral introspection. The past several decades have been such a period, with heated