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What is the fiduciary rule? In the simplest terms, the fiduciary rule is a new regulation, proposed by the Department of Labor, which requires financial advisors and brokers to act in the best interest of people saving for retirement. Under this rule, when consulting your financial advisor they
Research
Robert Hiltonsmith

Financialization is a major driver of growing inequality and undermines key sources of growth and job creation.

Research
Wallace C. Turbeville
Dear Mayor de Blasio and Members of the City Council: As leaders in New York City who are concerned about economic and racial injustice, we call on you to enact Intro. 261, The Stop Credit Discrimination in Employment Act, and to ensure that this legislation does not include unjustified
Testimony and Public Comment
In the aftermath of the Great Recession, Americans battered by job loss, foreclosure, and plummeting home values tightened their belts and paid down debt. The Latino community, hit particularly hard by the housing crash, was no exception. Yet new research from Demos’ National Survey on Credit Card
Research
Amy Traub
NCLR

Connecticut’s investment in higher education has decreased considerably over the past two decades, and its financial aid programs, though still some of the country’s most expansive, fail to reach many students with financial need.

Research
Mark Huelsman
Robert Hiltonsmith
From: Demos To: Mayor Bill de Blasio; City Council Speaker Melissa Mark-Viverito; and interested parties Regarding: Unjustified exemptions that weaken and Aundermine legislation on employment credit checks 
Testimony and Public Comment

A Federal-State Partnership to Increase State Investment and Return to Debt-Free Public Higher Education

Policy Briefs
Mark Huelsman
Discrimination has no place in New York. At our best, we’re a city where people of all races, ethnicities, creeds, and backgrounds have an opportunity to work hard and make their mark. But today in New York, many qualified job seekers are turned away from employment because of their personal credit
Policy Briefs
Amy Traub
Chairman Capito, Ranking Member Meeks, and members of the subcommittee, thank you for the opportunity to submit the following statement for the record as part of today’s hearing.
Testimony and Public Comment
Amy Traub
Addressing the Racial Wealth Gap with New Rigor
Research
Thomas Shapiro
Tatjana Meschede
Laura Sullivan