"The potential of this plan is that it increases public investment back to levels we saw when college was much more affordable, and it pegs it to a price for students."

The dramatic rise in student loan debt has placed unacceptable risk on working-class families and on people of color, who must take on more debt for the same degree as white students.

"The justification for student debt as the primary way we pay for college has been in part based on the assumption that we’ll have consumer protections in place, and we’ll try to make it as painless as possible for people."

The justice system has been deployed against people of color to imprison would-be-voters and keep political power in the hands of white men.

"Regardless of dollar amount, the existence of debt is far riskier for low-income and middle-income households."

Felony disenfranchisement is as senseless as it is cruel. It subverts a person’s fundamental right to participate in the democratic process.

Demos is calling on policymakers to aggressively invest in affordable rental housing units to help American families build wealth.

“To the extent we have had baby boomers running for president for the past few decades, they got an education in a world when you did not have to take on debt."

"A lot of things need to go right for middle-class workers on their way to financial independence."

Private credit reporting is failing for all of us who must rely on credit reports produced by for-profit companies to navigate financial transactions. For communities of color, credit scores evoke the decades of bank redlining and unequal access to credit whose impact persists to this day.