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Dēmos examines ballot access issues, voter suppression in AZ, GA, OH, CA, IN, WI, MI, NC, TX, LA 

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Credit cards. Mortgages. Car loans. These are the types of things that typically come to mind when thinking about your credit. But a bad credit history can do more than ruin your chances of getting a loan or landing a great interest rate -- it can cost you a job. [...]
In the media
Blake Ellis
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Blurry caution tape in foreground with U.S. Capitol building in background at night
When politics is dominated by the wealthy, the interests of the wealthy are advanced while the interests of lower income and working families are ignored.
Blog
J. Mijin Cha
Are you paying too much in 401(k) fees? Until recently, it was difficult to know. But as of last year, 401(k) plan sponsors are required to send participants annual disclosures outlining fund fees and their effects on savings over time. [...]
In the media
The London Whale has surfaced again. The lingering question is whether the investigations will prove that whales, like fish, rot from the head.
Blog
Wallace C. Turbeville
So you aced the job interview. But can you pass the credit check? That’s right, a growing number of employers are checking job applicants’ credit reports, even when the job doesn’t involve financial responsibilities and management. About six in 10 employers conduct credit checks on at least some of
In the media
Carole Fleck
Beth Simone Noveck and Carl Malamud are pushing the IRS to publicly disclose more data on tax-exempt groups, make it more accessible in electronic form, and to do so more promptly. Count me among the effort’s biggest cheerleaders. If this push succeeds, we'll have a better handle on a key sector in
Blog
Jack Grauer
It's no secret that sales taxes are a regressive way to raise revenues. And the heavy reliance on such taxes across the country explains why state tax systems tend to clobber the poor while asking little of the rich.
Blog
David Callahan
Americans are taking advantage of greater credit availability without a heavy reliance on plastic, a trend economists say bodes well for a healthy recovery in consumer credit. The Federal Reserve reported Wednesday that consumer borrowing, excluding mortgages, surged ahead by $13.8 billion to $2.8
In the media
Danielle Douglas
In the absence of federal leadership, states are taking the lead in the fight against climate change. Maryland Governor Martin O’Malley recently released an ambitious climate change plan that will reduce greenhouse gas emissions 25 percent by 2020, generate $1.6 billion in economic benefits, and
Blog
J. Mijin Cha
Once upon a time, we invested in our young people so that they could enter the world without debt. Now, we turn them into deadbeat debtors before they're old enough to legally buy a drink, left far behind their financial betters.
In the media
Helaine Olen